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        1. The Kid Roth: Build Your Child A Tax-Free Nest Egg And Teach Savings Over Spending
          Roth IRAs are a great option for retirement savings and will be a much more popular way to save now that the SECURE Act has been signed into law. The SECURE Act will generally make the nonspouse beneficiaries of taxable IRAs take, and pay taxes on, distributions over ten years, versus the current rule allowing them to
        2. Want To Leave Your Kids An Inheritance? They May Only Have 10 Years To Take It.
          The Secure Act, which was signed into law in December 2019, brings about several major changes to the retirement system. One such shift marks the end of so-called “stretch IRAs” for non-spouse beneficiaries who inherit a retirement account after 2019. Although there are a couple of exceptions, starting in 2020, most ad
        3. The True Cost of Owning a Second Home: What to Consider Before You Buy A Vacation Home
          The cost of buying and owning a second home can be higher that you might think. This article lays out expenses you should consider before investing your time and money
        4. 5 Types of Loans to Consider For Your Small Business
          Loans are a viable option for small businesses to access finance. Banks, credit unions, and other financial institutions frequently provide these loans, which can be put toward everything from merchandise and equipment to real estate and even serve as a lifeline for cash flow in times of expansion and contraction. 5 Ty
        5. 3 mistakes that prevent you from hiring the best talent
          The people you hire can make or break the company. That’s a lesson I learned early on. I also learned that making the right hiring decision is hard. There are no easy yes-or-no questions to filter out candidates. These challenges make it easy to fall back on feelings and intuition when it comes to hiring.
        6. Four Key Elements of a Good Estate Plan
          The type of estate plan you have depends on your personal situation. But here are four basic elements every plan should include
        7. If you lost your job and are struggling to make ends meet, it could be worth adding a note to your credit report
          Your credit report is a snapshot of your finances, showing payment history and balances for all your past and current accounts. Whenever you apply for
        8. Life Insurance vs. Emergency Fund: Why You Probably Need Both
          Understanding when an emergency fund and a life insurance policy come into play — and how to potentially afford both — will help you prepare for the future. Here's how
        9. Do You Need Small Business Liability Insurance? 5 Questions to Ask
          Keeping your operating costs low is a major concern when you're running a small business. There may not be room in your budget for optional add-ons right now, so you feel you have to stick to the essentials. As a result, you've probably wondered: Do you need small business insurance? Or is it an extra cost you can forg
        10. Hosting for the Holidays? 5 Tips to Save Money and Preserve Your Mental Health
          The holiday season is practically here, and for a lot of people, this means they will either be visiting friends and family or *gasp* called upon to host visitors.