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    1. Social Security Cuts May Be Coming. Do These 3 Things to Get Ready.
      Current retirees could be looking at a major pay cut, and future retirees may not end up getting all of the benefits they should. If you're in the latter category, you have a prime opportunity to prepare for Social Security cuts.
    2. A home equity loan could help you get the money you need for a renovation or emergency — here's how they work
      Home equity loans allow homeowners to borrow against the value of their home. Many lenders will allow homeowners to borrow up to 80% of their home's current value. While home equity loans are often used to pay for home renovations, the money can be used in whatever way the borrower chooses. Sign up to get Personal Fina
    3. A new report says you need to make $114,000 to buy a house. Here's how to buy if you earn less than that.
      People with sub-six-figure salaries become homeowners all the time. Here's how.
    4. Biden still has a rosy view on the economy despite a bad November jobs report. Here's 3 reasons why he may be right to be optimistic.
      Biden touted a sharp drop in the jobless rate and argued the economy is on the right track. There's a problem, though: the economy added about half
    5. Protecting Your Wallet: How To Adapt Your Spending in Times of Inflation
      Unless you've been living under a rock, you are probably aware that inflation is hitting the pocketbooks of Americans (and the rest of the world)
    6. Which Retirement Plan Should I Add to First?
      Saving for retirement is one of the most important ways that you can prepare for your financial future. When you stop working, nearly all of your income dries up. Although you may qualify to receive Social Security benefits, they'll only go partway toward replacing the income that your job paid you. Relying too much on
    7. 6 Types of Budgets and How to Choose
      In hindsight, it makes sense that at the height of the COVID-19 pandemic Americans hoarded more money than ever. In fact, the U.S. Bureau of Economic
    8. Cash In on Your Home Equity
      For the nearly two-thirds of Americans who own a home, tapping into home equity can be an affordable and flexible way to borrow money. Of the two
    9. Mental Health and Money Problems: How to Take Care of Both
      Since 1949, May has been recognized as Mental Health Awareness Month to increase awareness of and acknowledge the importance of mental well-being.
    10. Three Ways Small Businesses Should Prepare For A Second COVID Shutdown
      With the COVID Delta variant on the rise and the CDC recommending mask-wearing again, small and medium-sized businesses (SMBs) should be preparing for a possible second wave of coronavirus and possible lockdowns. This week, the Centers for Disease Control (CDC) updated its guidance for fully vaccinated individuals. Cen