1,668 results found
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Intriguing ESOP Benefits: Thoughts on Recent Research
ESOPs (Employee Stock Ownership Plans) are IRC section 401(a) qualified defined contribution plans which allow employees to own stock in the company for which they work. ESOPs may be sponsored by public companies or closely held corporations. According to The National Center for Employee Ownership (NCEO), there are ove
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Tug of War: Handling the Challenge of Competing Financial Goals
Let's walk through three steps to help you handle the challenge of competing financial goals.
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Solo 401(k) vs. SEP: Which is Best for Biz Owners?
Small business owners have several options to choose from when it comes to retirement planning. Traditional or Roth IRAs can provide a good start to saving for retirement, but successful business owners often need a plan that allows them to defer much larger amounts on an annual basis. SEP-IRAs were introduced as a way
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The Psychology of Spending in Retirement: Why You Might Hoard Instead of Enjoy
Why is it so hard to enjoy the money you’ve saved for decades?
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Here’s What Couples Need to Know About Merging Finances
Personal finances embody deeply rooted emotional characteristics that shape one’s behavior toward their money. It’s important to remember that when sharing finances with a significant other, it’s not a one-size-fits all kind of deal. Individual emotions, trauma and beliefs around money will differ from person-to-person
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Can corporate well-being programs really help employees get healthy and reduce health care expenses?
We've all heard the adage, "No two snowflakes are alike." This rings true even for well-being programs and is a critical factor to consider when deciding what type of program is right for your employees. Every person is on a different journey to better health and well-being, and this is why generalized and oversimplifi
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Second Marriage Financial Checklist: 7 Planning Items To Consider
Before my wife and I got married we had the “money talk”. Since we were relatively young, and neither of us had that much money, the talk was pretty short.
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3 Tips for Investing in Your 50s
The years in your 50s are pivotal ages on the road to retirement. At this stage of life, you may be making plans for how you'll spend your senior years and when you'll close out your career. You might also be grappling with college tuition payments for your children or other expenses that eat up a lot of your income. T
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3 Ways to Save on Insurance in 2024
Paying for insurance can be expensive -- especially in today's environment. In fact, the cost of a homeowners policy has
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4 Things to Know: An Expert’s Guide to Preparing for Homeownership
These days, it’s hard to keep up on interest rate news. That often means it can be tough to tell how a fluctuating market could play into your bigger plans, like buying a home.