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        1. 3 small ways to start saving more money now that will add up over time
          If you overspent during the holidays, here are three ways that can help you build your savings back up over time.
        2. 4 Tasks to Check Off Your To-Do List Before Applying for a Mortgage
          Getting the right mortgage loan is important. But to get the perfect loan at the best rate, check these four tasks off your to-do-list before you apply with lenders or commit to taking on debt. 1. Check your credit score Mortgage lenders focus a lot on your credit score when determining if you are well qualified to bor
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          Most portfolios are constructed based on an individual's investment objective, risk tolerance, and time horizon.
        4. LPL Outlook 2025: Pragmatic Optimism
          Outlook 2025: Pragmatic Optimism By LPL Financial Research   Looking back, 2024 clearly echoed many of the themes from 2023. By and large, the
        5. Retirement Realities
          Predicting exactly what your retirement will be like is about as possible as a meteorologist predicting the weather correctly every single time.
        6. What Happens to Your Retirement Plan When You Switch Jobs
          When switching jobs, there are a number of considerations for what to do with the money in your previous retirement plan.
        7. 3 mistakes that prevent you from hiring the best talent
          The people you hire can make or break the company. That’s a lesson I learned early on. I also learned that making the right hiring decision is hard. There are no easy yes-or-no questions to filter out candidates. These challenges make it easy to fall back on feelings and intuition when it comes to hiring.
        8. Four Key Elements of a Good Estate Plan
          The type of estate plan you have depends on your personal situation. But here are four basic elements every plan should include
        9. If you lost your job and are struggling to make ends meet, it could be worth adding a note to your credit report
          Your credit report is a snapshot of your finances, showing payment history and balances for all your past and current accounts. Whenever you apply for
        10. Life Insurance vs. Emergency Fund: Why You Probably Need Both
          Understanding when an emergency fund and a life insurance policy come into play — and how to potentially afford both — will help you prepare for the future. Here's how