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        1,986 results found

        1. Why is LIBOR being discontinued?

          LIBOR was introduced in the 1980’s as a benchmark interest rate that was intended to reflect banks’ average cost of short-term, wholesale unsecured borrowing. Over time, and particularly during the financial crisis that began in 2007, banks became less and less reliant on inter-bank lending. As a result, the number and dollar volume of transactions from which LIBOR was derived declined dramatically. To make up for this shortfall, LIBOR panel banks resorted to using “expert judgment” when submitting various rates used in calculating LIBOR. This left it susceptible to manipulation and fraud.

          In 2017, the UK Financial Conduct Authority (FCA), the regulator for LIBOR, announced that after December 31, 2021, the panel banks would no longer be required to submit settings for LIBOR. (This has since been revised to June 30, 2023, for most LIBOR tenors.) This announcement effectively started the countdown to the end of LIBOR.

        2. How To Grow A Small Business Sustainably
          Small businesses need more than just quality products and services to stay competitive. Long-term success requires a well-rounded strategy that aligns with overall business operations.
        3. What is Partnership Banking?

          Partnership Banking is an exclusive program for employees of member businesses. As a Partnership Banking member, your company can offer special perks and services geared to help your employees save money and achieve their financial goals.

          To learn more about offering this program, visit the Partnership Banking page on our website, call us at 1-800-731-2265 or visit a banking center.

        4. Five Tips for Becoming a Financially Successful Couple
          Having helped hundreds of couples retire, while also recently celebrating five years of marriage, we’ve learned a thing or two about navigating
        5. Personal Loan for Home Improvements
          If you need fast cash, have a small project, or have no equity in your home, a personal loan for home improvements can be a great option. Learn why.
        6. Missed Rents’ Impact on Real Estate
          By Niel Harmse & Bryan Reid of MSCI Real EstateLockdowns and social distancing have impacted many tenant businesses, resulting in an unprecedented number of requests for rental relief, stressing real estate rental income streams. For equity investors, income returns have weakened, despite softening asset values. Recent
        7. Why Passive Income Is An Essential Part Of Your Financial Freedom
          If you want to generate wealth without constant effort, consider building a passive income portfolio. This article discussed some of the benefits
        8. Maximizing Small Business Saturday: 7 Key
          Strategies for Success On November 30, 2024. Tips to take advantage of Small Business Saturday and build partnerships with local shoppers
        9. Security
          As your financial partner, Old National is passionately committed to protecting the security of your accounts and personal information.
        10. Watch Out For These Global Business Risks In 2020
          The Great Depression of the 1920s laid waste to businesses and defined a decade. What do the 2020s have in store? Here’s a quick list of top risks that should be on your radar: Lack of Cyber Resilience Increasing tension between the U. S. and Iran has leaders on alert for cyberattacks by a nation state actor, but that’