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FDIC-Insured - Backed by the full faith and credit of the U.S. Government

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        Checking Account Bonus Offer

        Earn up to a $600 checking bonus when you open an Old National Everyday or Preferred Checking account and complete qualifying direct deposits.

        Personal Checking Accounts

        Compare Old National checking accounts. Find the option for your needs. Accounts include online and mobile banking. Online account opening is available.

        2,462 results found

        1. Do you offer referral bonuses?

          Yes, through our ReferLive program, clients can earn up to $500 per calendar year when they refer friends and family for a new eligible Old National checking account. Visit the ReferLive registration page to enroll and begin making referrals.

          Requirements
          Both the referrer and the new account holder receive a $50 Visa® Reward Card once the person referred completes the following requirements within 75 days of account opening:

          • Completes ten (10) debit card transactions (ATM withdrawals excluded) AND
          • Has one (1) or more direct deposits totaling at least $500

          Note that this offer is not available to any friend or family member who already has an Old National checking account, or is a joint owner for an existing checking account.

          Receiving your Reward Card
          Your Reward Card will be mailed to you. Please allow 4-6 weeks for delivery after all offer requirements are completed.

          Other ways to register
          In addition to using the online registration form, you can also enroll to begin making referrals in the following ways:

        2. Establishing a financial plan is a foundational
          Establishing a financial plan is a foundational step toward securing both present and future financial well-being. However, several persistent myths
        3. How Many CDs Can You Have at One Bank? What FDIC Rules Actually Allow
          The real question isn’t how many CDs a bank allows, but how much protection each one carries.
        4. What should I do if my Old National checks were lost or stolen?

          Call Old National Client Care at 1-800-731-2265 to report lost or stolen checks. We will put a hold on the lost checks and open a new account for you. Checks contain sensitive information so it is important to act quickly.

        5. Building Better Money Habits in 2026: Plan, Build, Grow
          Learn how to build better money habits in 2026 using a simple plan-build-grow approach that helps reduce stress and create lasting financial progress.
        6. Does Old National offer overdraft coverage for checking accounts?

          In an effort to help you avoid returned checks or declined transactions, we provide protection services called Overdraft Courtesy and Overdraft Protection. These two services can also be used together for extra protection. Learn more about our Overdraft Solutions.

          Overdraft Courtesy
          Most Old National checking accounts come with Overdraft Courtesy. With Overdraft Courtesy, even if you don’t have enough available money in your checking account, we may still approve and pay checks you’ve written, as well as ACH and recurring debit card transactions (such as utility bills). Overdraft Courtesy does not cost anything unless you use it. If your account becomes overdrawn by more than $25, we will charge you a $36 fee for each overdraft item, up to 2 per day. You are responsible for paying the amount of any overdraft on your account immediately. If your account is overdrawn 7 or more consecutive business days, we will charge a $7 Daily Overdraft fee each business day the account is overdrawn by more than $25 (beginning on day 7), for up to 5 business days.

          Overdraft Protection
          Overdraft protection allows you to link your account to another Old National account. If you accidentally overdraft, we will draw the funds from your linked account. There is no annual fee for the Overdraft Protection service, and you can link to other Old National checking, savings, or money market accounts or a line of credit. The transfer amount will be the exact amount needed to cover the total overdraft amount at the end of each business day, provided your linked account has a sufficient available balance. If sufficient funds are not available in your linked account, we will transfer what is available. Any items not covered by the funds in your linked account will be paid or returned at the Bank’s discretion and applicable overdraft and other account fees may be charged.

          For business analysis accounts, an Overdraft Protection Transfer Fee of $5 is charged for each transfer from your linked account.

          To sign up for Overdraft Protection, or for more information about either service, please visit any Old National Banking or call Client Care at 1-800-731-2265.

        7. Rafael A. Sanchez
          Rafael A. Sanchez is Chief Government and Corporate Affairs Officer & Indianapolis Market President for Old National Bank.
        8. Creating a Budget
          Is your spending out of control? We have advice on how to create a budget. Learn what you’re spending, how much you can spend, and how to make it all work.
        9. Kathy A. Schoettlin
          Kathy A. Schoettlin is Chief Communications, Culture and Social Responsibility Officer for Old National.
        10. Making a Charitable
          Why sell shares when you can gift them? If you have appreciated stocks in your portfolio, you might want to consider donating those shares to charity rather than selling them.