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AVAILABLE FOR A LIMITED TIME

Earn up to a $450 bonus. For new checking clients who complete qualifying activities.*

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OUR CHECKING ACCOUNT OFFERS

Open an Old National checking account and enjoy a tailored banking solution that fits your needs. For a limited time, new checking clients can receive up to a $450 bonus!*

More About the Eligible Checking Accounts

  • ONB PREFERRED CHECKING

    A flexible checking account with the added bonus of earning interest1 each month.

    • Free Old National standard checks or 25% off other styles
    • No Foreign ATM Fee charged for the first 5 withdrawals per month at other banks' ATMS2

    Monthly Service Charge: $15 or $0 if you:

    • Maintain a $5,000 daily balance OR
    • Maintain a $25,000 combined minimum daily balance in other checking, savings, money market accounts, CDs, or loans with similar ownership

    Schedule an Appointment

  • ONB EVERYDAY CHECKING

    A basic checking account with money and time-saving benefits

    • For your everyday needs
    • Free eStatements or $3 paper statements

    Monthly Service Charge: $6.95 or $0 if you:

    • Maintain $500 in direct deposits each month OR
    • Maintain a daily balance of $500 OR
    • Maintain a combined daily balances of $1,500 in checking, savings, or money market accounts OR
    • Active-duty military personnel3 OR
    • Make 15 or more debit card transactions posted from this account during the statement cycle (pending debit card transactions are excluded)

    Schedule an Appointment

Benefits with Every Checking Account

All of our checking accounts1 include:

  • Debit Mastercard® with chip technology4
  • Surcharge-free transactions at any Old National ATM and more than 55,000 Allpoint® ATMs worldwide5
  • Digital Banking with Bill Pay and Mobile Deposit6
  • Apple Pay, Google Pay and Samsung Pay so you can shop in-store, in-app or online7
  • Zelle® so you can securely send money to the people you trust8
  • Real-time transaction alerts; turn your card on/off with Card Controls
  • Automated Fraud Monitoring alerts you to potentially unauthorized transactions
  • $50 ReferLive referral bonus9
  • Overdraft Solutions to help you manage your accounts

The Old National Bank Routing Number is 086300012. See it on a check. See our other account FAQs.  

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800-731-2265

*TO QUALIFY FOR THE $450 CASH BONUS:

  1. Open an ONB Preferred1 or Everyday Checking account with a minimum of $50 between 1/16/2024 and 5/31/2024 online or at any Old National banking center. Account must be opened for a minimum of 120 days.
  2. Complete at least 2 qualifying ACH direct deposits totaling $10,000 or more within the first 90 days of account opening.
  3. The ONB Preferred or Everyday Checking account must be open with a balance greater than $0 and in good standing at the time the cash bonus is paid.

TO QUALIFY FOR THE $250 CASH BONUS:

  1. Open an ONB Preferred1 or Everyday Checking account with a minimum deposit of $50 between 1/16/2024 and 5/31/2024 online or at any Old National banking centers. Account must be opened for a minimum of 120 days.
  2. Complete at least 2 qualifying ACH direct deposits totaling $3,000 or more within the first 90 days of account opening.
  3. The ONB Preferred or Everyday Checking account must be open with a balance greater than $0 and in good standing at the time the cash bonus is paid.

Offers are not available for clients with an existing Old National personal checking account (including owners on joint accounts), personal checking accounts closed within the last 120 days, or Old National employees. Qualifying ACH direct deposit includes electronic direct deposits of a paycheck, pension payment, social security payment or other government benefits payment deposited into the checking account from an employer, a government agency, or other similar third-party organization. Deposits made by teller/ATM/mobile deposits, wire transfers, transfers between Old National accounts, external transfers from other accounts at other financial institutions, or Peer to Peer (i.e. Zelle, Venmo) transfers do not qualify. Limit one cash bonus per eligible checking account. In addition, limit one cash bonus regardless of the number of checking accounts opened. Recipient(s) (customer SSN) of cash bonus shall not be eligible to receive a cash bonus on any other checking account. The checking account must be open with a balance greater than $0 and in good standing at the time the bonus is paid. The cash bonus will be credited to the Old National personal checking account approximately within 120 days from account opening. Bonus may be reported on IRS Form 1099-MISC. Old National reserves the right to discontinue offer at any time. Not valid with any other Old National offer.

1 ONB Preferred Checking is an interest-bearing account, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the Collected Balance in the account each day. The current APY for ONB Preferred Checking accounts is 0.01% on account balances in all balance tiers. Fees may reduce earnings on this account.
2 Old National will waive our Foreign ATM Fee for the first 5 cash withdrawals per calendar month from other banks’ U.S. ATMs. You may incur separate ATM surcharge fee from the owner or operator of the ATM.
3 Monthly service charge will be reinstated at the end of scheduled duty.
4 Subject to account review. Not available with all account types. Mastercard and the Mastercard Brand Mark are registered trademarks of Mastercard International Incorporated. All other brand and product names are property of their respective owners.
5 No ATM Transaction Fees charged for Old National debit Mastercard® and ATM card transactions made at Old National Bank ATMs and Allpoint® ATMs. If you use an ATM from a different ATM operator, you may be charged a fee by the ATM operator and you may also be charged an ATM Transaction Fee by Old National. Access to Allpoint Network is not available for Home Equity Line Access cards.
6 There are no Old National fees to use Mobile Banking; however, there may be charges associated with data usage on your phone. Check with your wireless carrier for more information. Not all accounts or customers are eligible for Mobile Deposit. Deposits subject to verification and may not be available for immediate withdrawal. See Terms in App for deposit limits and other restrictions.
7 Apple Pay® is not available at all retailers. Apple Pay is a trademark of Apple Inc. Samsung Pay® is a trademark or registered trademark of Samsung Electronics Co., Ltd. Samsung Pay is available on select Samsung devices. Google Pay™ is a trademark of Google, LLC.
8 Zelle® is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle® to send money to anyone you don’t know. Transfers require enrollment with Zelle® and must be made from an eligible Old National Bank consumer deposit account to a domestic bank account or debit card. Dollar and frequency limits apply. See your Mobile Banking Service Agreement for details, including cut-off and delivery times. Data connection required. Wireless carrier charges may apply. Neither Old National Bank nor Zelle® offers protection program for any authorized payments made with Zelle®.
9 To receive the $50 Reward Card: Both Referrer and Referred individual (Referee) must register for the program. Referee must then open an eligible account, complete ten (10) debit card purchases (ATM withdrawals not eligible) AND have one (1) or more direct deposits totaling $500 or more within 60 days of account opening to receive the bonus.