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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Woman sitting on her couch looking at Old National's checking offer on a tablet
GET UP TO A $450 BONUS

Earn yours when you complete qualifying activities as a new checking client.

Open Everyday Checking

OUR CHECKING ACCOUNT OFFERS

Open an Old National checking account and enjoy a tailored banking solution that fits your needs. For a limited time, new checking clients can receive up to a $450 bonus!*

Graphic of Old National's $450 checking offer

STEPS TO EARN $450

  1. Open an ONB Preferred Checking1 or an ONB Everyday Checking account and keep open for a minimum of 120 days.
  2. Make 2 or more ACH direct deposits totaling $10,000 or more within 90 days of account opening.
  3. Enjoy your bonus payout!*
Graphic of Old National's $250 checking offer

STEPS TO EARN $250

  1. Open an ONB Preferred Checking1 or an ONB Everyday Checking account and keep open for a minimum of 120 days.
  2. Make 2 or more ACH direct deposits totaling $3,000 or more within 90 days of account opening.
  3. Enjoy your bonus payout!*

Open Your Checking Account Today
Hurry! Offer expires October 31, 2024. Click below to choose your account option — or to learn more.

A Few Reasons Our Checking Accounts Benefit You

Digital Banking IconDIGITAL BANKING

Online and mobile access 24/7, including bill pay and mobile deposit.3

Zelle IconZELLE®

Send and receive money securely with friends, family, and the people you trust.2

Easy ATM Access IconEASY ATM ACCESS

Surcharge-free transactions at any Old National ATM and more than 55,000 Allpoint® ATMs worldwide.4

Card controls IconCARD CONTROLS

Turn your card on and off. Set geographic controls, merchant controls, and spending limits.

More About the Eligible Checking Accounts

A basic checking account with money and time-saving benefits

  • For your everyday needs
  • Free eStatements or $3 paper statements

Monthly Service Charge: $6.95 or $0 if you:

  • Maintain $500 in direct deposits each month OR
  • Maintain a daily balance of $500 OR
  • Maintain combined daily balances of $1,500 in checking, savings, or money market accounts OR
  • Active-duty military personnelOR
  • Make 15 or more debit card transactions posted from this account during the statement cycle (pending debit card transactions are excluded)

Open Now

A flexible checking account with the added bonus of earning interest1 each month.

  • Free Old National standard checks or 25% off other styles
  • No Foreign ATM Fee charged for the first 5 withdrawals per month at other banks' ATMs6

Monthly Service Charge: $15 or $0 if you:

  • Maintain a $5,000 daily balance OR
  • Maintain a $25,000 combined minimum daily balance in other checking, savings, money market accounts, CDs, or loans within similar ownership

Open Now

* TO QUALIFY FOR THE $450 CASH BONUS:
1. Open an ONB Preferred or Everyday Checking account with a minimum deposit of $50 between 1/16/2024 and 10/31/2024 online or at any Old National banking center. Account must be opened for minimum of 120 days.
2. Complete at least 2 qualifying ACH direct deposits totaling $10,000 or more within the first 90 days of account opening.
3. The ONB Preferred or Everyday Checking account must be open with a balance greater than $0 and in good standing at the time the cash bonus is paid.

TO QUALIFY FOR THE $250 CASH BONUS:
1. Open an ONB Preferred or Everyday Checking account with a minimum deposit of $50 between 1/16/24 and 10/31/2024 online or at any Old National banking center. Account must be opened for minimum of 120 days.
2. Complete at least 2 qualifying ACH direct deposits totaling $3,000 or more within the first 90 days of account opening.
3. The ONB Preferred or Everyday Checking account must be open with a balance greater than $0 and in good standing at the time the cash bonus is paid.

Offers are not available for clients with an existing Old National personal checking account (including owners on joint accounts), personal checking accounts closed within the last 120 days, or Old National employees. Qualifying ACH direct deposit includes electronic direct deposits of a paycheck, pension payment, social security payment or other government benefits payment deposited into the checking account from an employer, a government agency, or other similar third-party organization. Deposits made by teller/ATM/mobile deposits, wire transfers, transfers between Old National accounts, external transfers from other accounts at other financial institutions, or Peer to Peer (i.e. Zelle, Venmo) transfers do not qualify. Limit one cash bonus per eligible checking account. In addition, limit one cash bonus regardless of the number of checking accounts opened. Recipient(s) (customer SSN) of cash bonus shall not be eligible to receive a cash bonus on any other checking account. The checking account must be open with a balance greater than $0 and in good standing at the time the bonus is paid. The cash bonus will be credited to the Old National personal checking account approximately within 120 days from account opening. Bonus maybe reported on IRS Form 1099-MISC. Old National reserves the right to discontinue offer at any time. Not valid with any other Old National offer.

1 ONB Preferred Checking is an interest-bearing account, the interest rate and annual percentage yield may change. At our discretion, we may change the interest rate on the account periodically. Interest begins to accrue no later than the business day we receive credit (collected funds) for the deposit of noncash items (for example checks). If the account is closed before interest is credited, you will not receive the accrued interest. We use the daily balance method to calculate interest on your account. This method applies a daily periodic rate to the Collected Balance in the account each day. The current Annual Percentage Yield [APY] for ONB Preferred Checking accounts is 0.01% on account balances in all balance tiers. Fees may reduce earnings on this account.
2 Zelle® is intended for sending money to family, friends and people you are familiar with. We recommend that you not use Zelle® to send money to anyone you don’t know. Transfers require enrollment with Zelle® and must be made from an eligible Old National Bank consumer deposit account to a domestic bank account or debit card. Dollar and frequency limits apply. See your Mobile Banking Service Agreement for details, including cut-off and delivery times. Data connection required. Wireless carrier charges may apply. Neither Old National Bank nor Zelle® offers protection program for any authorized payments made with Zelle®. All rights reserved. Terms and conditions apply. Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC, and are used herein under license.
3 There are no Old National fees to use Mobile Banking; however, there may be charges associated with data usage on your phone. Check with your wireless carrier for more information. Not all accounts or customers are eligible for Mobile Deposit. Deposits subject to verification and may not be available for immediate withdrawal. See Terms in App for deposit limits and other restrictions.
4 No ATM Transaction Fees charged for Old National debit Mastercard® and ATM card transactions made at Old National Bank ATMs and Allpoint® ATMs. If you use an ATM from a different ATM operator, you may be charged a fee by the ATM operator and you may also be charged an ATM Transaction Fee by Old National. Access to Allpoint Network is not available for Home Equity Line Access cards.
5 Monthly service charge will be reinstated at the end of scheduled duty.
6 Old National will waive our Foreign ATM Fee for the first 5 cash withdrawals per calendar month from other banks’ U.S. ATMs. You may incur separate ATM surcharge fees from the owner or operator of the ATM.