208 results found
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What costs will I have to pay at a mortgage closing?
Closing costs include a number of fees and will vary based on your agreement, your loan, your lender and even what state you live in. But you typically can expect to pay between 2 and 5 percent of the home’s purchase price to cover these costs.
You can expect to see fees for the third parties and reports involved in your home purchase (including attorneys, couriers, title searches, inspections, appraisals, surveys, transfer records, property research, underwriting and more), and you also may have to pay for any upcoming property taxes.
Insurance also plays a large role in closing costs. For example, you may need to pay your premium for the first year of homeowner’s insurance at closing, as well as title insurance, and Private Mortgage Insurance (if your down payment is less than 20 percent).
Your mortgage expert can provide an estimate of these closing costs after you apply for your mortgage.
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How do I enroll in Digital Banking?
In a Banking Center
Associates in our banking centers can enroll you in Digital Banking with immediate access, whether you already have an Old National account or open one that same day. You can then access your Digital Banking account via a web browser, your smartphone, or you can download our Mobile App for the best banking experience on your phone.Opening a Checking Account Online
If you open a new Old National account online, you can enroll in digital banking immediately.Steps for Online Enrollment of Digital Banking
There are several options for enrolling online:- From a web browser, go directly to the enrollment page or
- Go to the blue box located at the top of our oldnational.com home page, click the Login button and select Enroll in Digital Banking or
- Download our Mobile App and tap Sign up.
Once on the enrollment page:
- Enter your desired Online Banking User ID and Password.
- Enter your personal information.
- Enter your Account Type and Account Number.
- Once all requested information is entered, read and accept the Terms & Conditions, select the box and click Complete Sign Up.
If the information matches, then you will be directed to the login.
If the information does not match, you will receive a Pending or Declined message. For Pending applications, you should receive an email within 1 business day advising the status of your registration.
If you’re a business client, please visit a banking center or call 1-800-731-2265 for assistance with enrollment. -
If I receive a stimulus check instead of direct deposit, how can I deposit it?
In addition to visiting a banking center, there are a number of ways you can deposit your stimulus check or any check.
- Download the Mobile App and use your smartphone to easily and securely deposit your check with Mobile Deposit.
- Deposit your check at most Old National ATMs. You can use our locator to find a nearby ATM.
- If visiting a banking center, you may choose to use one of our drive-thrus or make an appointment to visit a lobby.
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What type of mortgage should I get?
As with all financial products, the right mortgage is dependent on your individual needs and situation. It’s best to talk with a mortgage expert to determine which type of mortgage will work for you.
Of course, that doesn’t mean you can’t educate yourself about the various types of mortgages that are available. You can start by viewing our many mortgage options.
We also have extensive information about mortgages and homebuying available in our Financial Insights.
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Are there limits on how many times I can use an Allpoint ATM?
Old National clients have access to an unlimited number of surcharge-free transactions at Allpoint ATMs.
Please be aware that there are limits on the amount of cash you can withdraw daily from both Allpoint and Old National ATMs. The amount can vary between Allpoint locations, but most will allow you to withdraw between $200 and $400 in a single transaction. To learn your daily limit, please contact Old National at 1-800-731-2265.
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How can I apply for a credit card?
You can apply for an Old National Credit Card either online or in a banking center.
To apply online, visit our Credit Card page to read about the types of cards we offer. Then select Apply Now next to the card that fits your needs.
All of our credit cards offer the following:
- Free access to your FICO® Score, anytime, anywhere
- Online and mobile account access
- Fraud protection - we monitor your account and alert you of any suspicious activity
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How can I find Allpoint ATMs?
To find an Allpoint ATM, go to our website locator at oldnational.com/locations. Select the "Allpoint Surcharge-Free ATM" filter. Just type a zip code or city/state into the locator Search box. You can also use the locator within our Mobile App to find Allpoint ATMs.
Allpoint ATMs are located in local, regional and national retailers across all 50 states, Puerto Rico, Canada, Mexico, Australia and the United Kingdom. This includes merchants such as CVS, Kroger, Target, Walgreens, Winn-Dixie and many others.
Allpoint is a network of 55,000 ATMs that provides Old National clients fee-free ATM access to their accounts.
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What offices have notaries?
We have associates who can notarize in every Old National office. This is a service we provide at no cost for Old National clients.
It is best to call ahead to make sure a notary is available. You can use our locator to find your nearest office, hours and phone number.You can also find locations and hours in our Mobile App. Just select Locations on the log in screen. Enter a zip code or city. Tap the purple pin of your desired banking center. Then tap the information icon (i in a circle) for the location phone number and hours.
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How do I enroll in ZelleĀ®?
You can send, request or receive money with Zelle®.
To start using Zelle® at Old National, you must be enrolled in Online or Mobile Banking.
Once enrolled, login and locate Send Money with Zelle® in the Mobile App Payment Center or the Move Money tab in Online Banking. From there, complete a brief one-time enrollment to tell us which email address or U.S. mobile number and deposit account you would like to use to send and receive money with Zelle®. -
How can I see when my homeowner's insurance is paid from my mortgage escrow?
You can find information about payments for your homeowner’s (hazard) insurance in Mortgage Manager, within Online and Mobile Banking. Our Guide to Accessing Mortgage Manager provides step-by-step directions.
To see the total amount paid on your behalf for the previous year or year-to-date, go to the top menu in Mortgage Manager and select My Loan. From the dashboard choose Document Center and then select Escrow report.
To find a specific payment amount during a time period you select, go to My Home on the top menu and choose Payment History. Select a date range to see what payments have been made during that time.