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    1. What Does Every Business Owner Needs to Know About Whaling Attacks
      Hacking attempts are more prominent than ever before. A Panda Security study found that 230,000 new malware samples are being launched each day, and 27% of all malware in existence was created in 2015 alone. There is a hacking attack every 39 seconds, and cybercrime is even more profitable than the illegal drug trade.
    2. How to Handle Credit Card Debt When You're in Too Deep
      If the typical American charged each of their credit cards to the limit, they would end up $30,365 in debt -- that's the average credit card limit in the U. S.
    3. 5 Ways to Avoid Becoming a Victim of ATM Scams
      Card skimming fraud — which occurs when a criminal uses a skimmer device to swipe your bank card details from areas where you use your card for payment or to retrieve cash — was up 759% in the first half of 2022, with 20% of those skimming incidents occurring at a branch ATM, according to data from FICO.
    4. Before You Take on Holiday Debt, Do These Things
      At this point, many people are downright consumed with holiday shopping. And if you have a giant list of gifts to tackle, you may be resigning yourself to closing out the season with a pile of credit card debt.
    5. How the Coronavirus Crisis Might Affect Your 401(k) Benefits
      The next time a global pandemic rolls around, at least we'll know what to expect. The effort to contain COVID-19 in the U. S. has changed how we work, shop, exercise, and socialize. Even our long-term savings habits might be disrupted as employers look to optimize 401(k) benefits to conserve their own cash. According t
    6. Key to employee retention: build your own benefit plans
      Customization is the key to building a benefits package that appeals to all ages, according to the CEO of a national benefits advisory firm. Five generations are currently working side by side in the U. S. workforce, and that’s unlikely to change in coming years. The Bureau of Labor Statistics projects that a quarter o
    7. Three Tips for When Your Small Business Needs to Raise Funds
      Trying to start a business or take one to the next level can be expensive. You might be increasing your staffing, starting a marketing campaign or
    8. In the COVID-19 Economy, Employers Should Be Prepared for Increased 401(k) Hardship Distributions
      Article By Patricia A. Moran Mintz Employee Benefits Alert 401(k) plans must, by law, limit the circumstances under which plan money can be withdrawn by active employees. However, 401(k) plans can (and most do) allow in-service withdrawals in the event of an employee’s financial hardship. The COVID-19 pandemic is guara
    9. ESOPs as a Flexible Ownership Transition Tool
      ESOPs as a Flexible Ownership Transition ToolWhen it comes to succession planning, business owners have multiple options, each carrying different benefits and implications. How do you decide the best path for you and your business? Start by asking yourself what personal and business objectives you want to achieve throu
    10. How To Use Your 401(k) Funds To Start A Business
      November is National Entrepreneur Month. With studies showing 30% of new businesses are started by people above the age of 50, you might be