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2,039 results found
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How to Build a $2,500 Emergency Fund by 2025
Having money set aside for emergencies can give you peace of mind. Follow these steps to build a $2,500 emergency fund in just a few months
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4 Things to Know: An Expert’s Guide to Preparing for Homeownership
These days, it’s hard to keep up on interest rate news. That often means it can be tough to tell how a fluctuating market could play into your bigger plans, like buying a home.
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Financial education for employees is good for business
Investing in financial education for your employees is a “win-win” solution that provide your company with a competitive edge. Here's why
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Use These 5 Home Buying Rules To Navigate The 2024 Real Estate Market
If you're itching to buy real estate in 2024, consider these 5 rules first.
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Does Old National offer overdraft coverage for checking accounts?
In an effort to help you avoid returned checks or declined transactions, we provide protection services called Overdraft Courtesy and Overdraft Protection. These two services can also be used together for extra protection. Learn more about our Overdraft Solutions.
Overdraft Courtesy
Most Old National checking accounts come with Overdraft Courtesy. With Overdraft Courtesy, even if you don’t have enough available money in your checking account, we may still approve and pay checks you’ve written, as well as ACH and recurring debit card transactions (such as utility bills). Overdraft Courtesy does not cost anything unless you use it. If your account becomes overdrawn by more than $25, we will charge you a $36 fee for each overdraft item, up to 2 per day. You are responsible for paying the amount of any overdraft on your account immediately. If your account is overdrawn 7 or more consecutive business days, we will charge a $7 Daily Overdraft fee each business day the account is overdrawn by more than $25 (beginning on day 7), for up to 5 business days.Overdraft Protection
Overdraft protection allows you to link your account to another Old National account. If you accidentally overdraft, we will draw the funds from your linked account. There is no annual fee for the Overdraft Protection service, and you can link to other Old National checking, savings, or money market accounts or a line of credit. The transfer amount will be the exact amount needed to cover the total overdraft amount at the end of each business day, provided your linked account has a sufficient available balance. If sufficient funds are not available in your linked account, we will transfer what is available. Any items not covered by the funds in your linked account will be paid or returned at the Bank’s discretion and applicable overdraft and other account fees may be charged.For business analysis accounts, an Overdraft Protection Transfer Fee of $5 is charged for each transfer from your linked account.
To sign up for Overdraft Protection, or for more information about either service, please visit any Old National Banking or call Client Care at 1-800-731-2265.
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How To Future-Proof Your Business For The New Capitalism
With the effects of the novel coronavirus continuing to send shockwaves through the economy, business leaders are, rightfully, worried about the fate of their companies. Those companies that survive certainly will be looking for ways to better prepare for the future. And while most leaders will rightfully turn their at
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How Old National is Creating New Homeowners, Meeting Demand for Majority-Minority Area Home Ownership
By Christian Gilhuly | Old National Bank Community Development Loan Officer, Grand Rapids After almost 25 years in banking, and now recently changing
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7 Ways to Continue Growing as Your Business Matures
Company growth is the ultimate strategic challenge, and it gets harder as your business matures. Once your business is running and sustainable, you're
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5 Best Resources for Millennials Without Pensions
A pension is an employer-sponsored retirement plan that provides a monthly income once you retire. Employees will make contributions to a pool of funds set aside for their future benefit so that they can receive periodic payments once they're ready to retire. Pensions have allowed employees to reap the rewards of retir
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How To Market A Small Business On A Budget
During tough times, marketing often gets cut even though it's key to increasing a company's visibility. Consider these affordable solutions for promoting your small business