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        1. What Every American Small Business Owner Needs to Know About Accounting
          Managing expenses, paying taxes, staying on top of payroll, and the overall money management required to run many small businesses will likely take more time and effort than many business owners want.
        2. What Does Every Business Owner Needs to Know About Whaling Attacks
          Hacking attempts are more prominent than ever before. A Panda Security study found that 230,000 new malware samples are being launched each day, and 27% of all malware in existence was created in 2015 alone. There is a hacking attack every 39 seconds, and cybercrime is even more profitable than the illegal drug trade.
        3. What information does an employer have to give regarding a 401(k) plan?
          Any employer who offers a 401(k) retirement plan is required to provide each plan participant, free of charge, copies of the summary plan description, the summary annual report, and an annual statement of the participant's account. In addition, every participant has the legal right to request, in writing, a host of oth
        4. What Is a CD Ladder, and How Can It Make You Money? Your Guide in 2025
          A "CD ladder" may sound like some complex investing strategy, but it's actually very simple. It allows you to earn high interest without keeping all of your savings locked up for months or years.
        5. What Is Federal Reserve Chair Jerome Powell’s Biggest Worry?
          At today’s Semiannual Monetary Policy Report to Congress, Senator Jon Ossoff asked Federal Reserve Chair Jerome Powell what he assessed “to be the greatest systemic threats to financial stability over the medium term either limited to the U. S. or globally.”
        6. What it takes to fight the ransomware pandemic
          Cybercrime is getting organized. Gone are the days of lone hackers operating from back bedrooms. Cybercriminals are banding together to form
        7. What to do when your employees can’t save for retirement
          At CSAA Insurance Group, we’ve had a 401(k) plan that matches up to 6% of an employees’ pre-tax income for many years. It’s a terrific benefit, but we were concerned that many of our people were not taking advantage of this benefit to save for their retirement. When we spoke with enough of them, a common theme emerged:
        8. What To Do With Excess Funds In Your Child’s 529 Plan—A Good Problem To Have
          What do you do with "extra" funds in your child's 529 Education Savings Plan after they've finished college, or gone in a different professional direction?
        9. What to Know About Mortgage Escrow Accounts
          When you finance your home with a mortgage, your lender will likely require you to maintain an escrow account. With this setup, a portion of your monthly mortgage payment is set aside to cover your annual property taxes and home insurance premiums.
        10. What to Know About Recent Federal Reserve Guidance and Interest Rate Announcements
          The Federal Reserve seems to be doing everything it can to stay out of the way of the stock market. Although the bulls have been on a rampage for the past 10 years, creating and re-creating new highs in every thinkable index, the specter of the hibernating bear looms large. No one wants to be the jerk who wakes it. Ima