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        Personal Savings Accounts

        Compare the benefits of Old National Bank savings accounts to find the right option. Convenient savings, money markets, IRAs, and CD accounts are available.

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        1. How do I improve my credit score?

          Regular, timely payments on your bills are the best way to improve your credit score. These payments won’t necessarily immediately give you a boost—the credit scoring agencies want to see that you can consistently make regular payments over several years. Over the long run, however, on-time, in-full payments are the most reliable way to achieve a higher credit score. 

          You may see a faster boost to your credit score by reducing your credit utilization ratio. This means the amount of money you owe, compared to the amount you’re allowed to borrow. For example, if your credit card limit is $2,000 and you regularly spend nearly that amount per billing cycle, your credit score will likely be lower than if you have a credit limit of $20,000 and you regularly spend nearly $2,000 per billing cycle. In each case, you’re spending the same amount, but in the second example you’re using less of your available credit—that’s something credit scoring agencies like to see.

          In cases like this, a simple step like requesting an increased line of credit on your credit card (but not spending more), or like regularly paying half your credit card bill in the middle of the billing cycle, could boost your score relatively quickly.

          Other things that impact your credit score: how long you’ve had credit (the longer the better, particularly if you’ve had most of your accounts a long time), how many recent credit inquiries you’ve had on your account (the fewer, the better) and the total amount you still owe (the lower the better). 

        2. Want to Foster an Inclusive Workplace? Prioritize Empathy During the Onboarding Process
          First impressions matter. Here's where you are going wrong in setting up your new hire for long-term success. The onboarding process is a critical
        3. How Small Businesses Can Weather Trade Turbulence in 2025
          Navigate trade uncertainty with strategies to manage tariffs, optimize supply chains, and safeguard your business. Here's how
        4. How Small Businesses Are Navigating Economic Uncertainty
          Even with headwinds, some business owners are finding room to maneuver. Across industries, they’re testing new bets — and taking calculated risks they hope will turn today’s uncertainty into tomorrow’s growth.
        5. Why is my request for Digital Banking access showing as declined or pending?

          When you complete the Digital Banking enrollment process, we must verify the information you provide in order to prevent any unauthorized access to your account. The security of client information is one of our highest priorities. If your request for Digital Banking has been declined, it most likely means we were not able to successfully verify the information you provided during the enrollment process. A pending status most likely means we are working to verify your information. We will email you to notify you when your Digital Banking enrollment request is approved or declined.

          If you have questions or concerns about your Digital Banking enrollment, please call Client Care at 1-800-731-2265, and one of our associates would be happy to assist you.

        6. What should I do if I think someone has gained unauthorized access to my Digital Banking?

          Please contact us as soon as possible by calling Client Care at 1-800-731-2265, Option 3, to report any suspicious activity on your account.

          If you believe someone has gained unauthorized access to your Digital Banking or Mobile App, you should change your Digital Banking credentials. From the web browser, log in to Digital Banking. Go to My Settings in the upper right. Under Log In & Security, edit your User ID and Password. From the Mobile app, Go to My Settings in the upper right. Tap my settings, edit your User ID and Password. 

          If you believe the unauthorized activity may be a result of someone using your debit card, you can turn your card off (and back on again) with our Card Controls feature in Online Banking and the Mobile App.

          Of course, prevention is the best approach. To find information on steps you can take to protect against having your account or information compromised, visit our security center.

        7. The Little-Known Tools and Features of Top Business Credit Cards
          A business credit card can offer plenty of benefits. Here's how the right card can make running your business easier and more rewarding
        8. Buy, Hold or Sell? 3 Factors to Help You Make the Right Decision
          In business, there's an adage that it takes money to make money. That sounds simple enough, but real business is far more nuanced than that.
        9. Accelerating Treasury Management Capabilities
          One of the many benefits of partnering with other like-minded financial institutions is to bring the “best of both worlds” to our clients.
        10. Hosting for the Holidays? 5 Tips to Save Money and Preserve Your Mental Health
          The holiday season is practically here, and for a lot of people, this means they will either be visiting friends and family or *gasp* called upon to host visitors.