Move funds quickly and securely.
Wire transfers provide the fastest way for your business to send money electronically, to both business and personal accounts, in the US and around the globe.
What are the benefits?
Wire transfers provide same-day, near-immediate transfer of funds (unlike ACH which provides next-day transfer of funds).
- Domestic wires generally arrive at the recipient bank the same business day, if sent by 3pm CT (4pm CT using ONPointe) on bank business days.
- International wires generally arrive at the recipient bank within two business days, if sent by 3pm CT (4pm CT using ONPointe) on bank business days.
How to send domestic or international wires
- Visit your nearest Old National Banking Center to send money to both personal and business accounts in the US and countries worldwide.
- As an Old National Treasury Management ONPointeTM client, you can conveniently initiate secure wire transfers from your own computer, along with creating templates for frequently sent wires. Learn more about ONPointe.
- Enroll in telephone wire transfers, where you will use a PIN to authenticate your request when you contact our Wire Transfer department.
If your company regularly sends international wires
You could benefit from establishing a relationship with the Old National Bank Foreign Exchange (FX) Department. Along with helping clients make and receive payments in foreign exchange, we can assist with ways to mitigate exchange rate risk. Contact our FX Department directly at 1-800-704-3084.
Wire transfer fees
Answers to frequently asked questions
- If you initiate a domestic wire transfer before the cut-off time 3pm CT (4pm CT using ONPointe) on bank business days, Old National Bank Wire Services will process the transaction the same day. Domestic wire transfer transactions generally arrive at the recipient bank the same business day.
- If you initiate an international wire transfer before the cut-off time 3pm CT (4pm CT using ONPointe) on bank business days, Old National Bank Wire Services will process the transaction the same day. However, depending on certain factors, international wires can take anywhere from 2 to 5 business days to reach the recipient account.
- If you initiate a wire transfer on non-bank business days, or after the cut-off time* on bank business days, we will process the transaction the next bank business day. The wire transfer will be debited from your Old National debit account on the day the transfer is initiated.
Wires going to foreign countries require different numbers depending on the receiving foreign country.
1. For international wires you may need a country-specific account structure, for example a CLABE for Mexico or an IBAN. Other countries might require a SWIFT Bank Identifier Code or a National ID with the recipient’s account number.
2. All wire transfer payments should include a SWIFT Bank Identifier Code or a National ID as applicable, and for participating countries the beneficiary’s International Bank Account Number (IBAN). Mexican banks require a CLABE number in addition to the SWIFT BIC.