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FDIC-Insured - Backed by the full faith and credit of the U.S. Government
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Earn up to $800 for Your Business*

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Become a New Business Checking Client Today

At Old National, we offer simple-yet-robust products and services for local businesses like yours, so you can focus on running your day-to-day operations.

How to Earn $800 for Your Business in 3 Steps*
Open a new Access Business Banking or Pro Access Business Banking Account. More info about each below. After successful completion, you’ll enjoy your bonus within 120 days of account opening. Must have a balance greater than zero at the time of bonus processing.*

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    Deposit $20,000+

    Deposit a total of $20,000 or more within 30 days of account opening.

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    Maintain a Minimum Balance

    Maintain a minimum balance of $20,000 for days 31-90 of account opening.

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    Log In to Digital Banking

    Enroll in Small Business Digital Banking and log in within 30 calendar days of account opening.

How to Earn $400 for Your Business in 3 Steps*
Open a new Access Business Banking or Pro Access Business Banking Account. More info about each below. After successful completion, you’ll enjoy your bonus within 120 days of account opening. Must have a balance greater than zero at the time of bonus processing.*

  • Infographic of a number one with blue background

    Deposit $4,000+

    Deposit a total of $4,000 or more within 30 days of account opening.

  • Infographic of a number two with blue background

    Maintain a Minimum Balance

    Maintain a minimum balance of $4,000 or more during days 31-90 of account opening.

  • Infographic of a number three with blue background

    Log In to Digital Banking

    Enroll in Small Business Digital Banking and log in within 30 calendar days of account opening.

Business Checking Options

We have solutions for start-ups and small businesses with low transaction volume and simple online banking needs. We also serve mid-size businesses with greater needs, like sending and receiving ACH transactions or expanded online business banking with multiple users. Choose from our checking options and bundle add-ons to customize the solution you need.

  • Pro Access Business Banking3

    A high-powered option for your business.

    • Multi-User and Multi-Business access to small Business Digital Banking.
    • 500 free items processed per month.4
    • Up to $25,000 in cash and currency deposits each month at no cost.5
    • 35% discount on business checks.

    Our Payments Plus Bundle and Business Plus Bundle are available at no additional monthly fee when you choose Pro Access Business Banking.

    • 25 free ACH transactions per month.
    • One free domestic outgoing wire per month.
    • Basic Autobooks to create and send invoices and collect payment at no charge.
    • Opportunity to have multiple users, access to multiple businesses and customized permissions within Small Business Digital Banking.
    • Plus, additional wire services, ACH payments and fraud prevention services at your fingertips.

    Monthly maintenance fee

    • $0 with minimum $20,000 average ledger balance, OR $0 with $50,000 in combined checking, savings and money market account average ledger balances, OR $25 per month.
    • Free eStatements or $3 per month for paper statements.

    Make Appointment

    Find a Banking Center

  • Access Business Banking3

    Your simple, no fuss solution.

    • Multi-User and Multi-Business access to small Business Digital Banking.
    • 500 free items processed per month.4
    • Up to $25,000 in cash and currency deposits each month at no cost.5
    • Business checks available.

    Plus, within Small Business Digital Banking:

    • Opportunity to have multiple users, access to multiple businesses and customized permissions within Small Business Digital Banking.
    • Access to Business Plus and Payments Plus bundle packages.

    Monthly maintenance fee

    • $0 monthly maintenance fee.
    • Free eStatements or $3 per month for paper statements.

      Make Appointment

      Find a Banking Center

    Check Out Our Bundles

    These financial management services can be added to enhance your Access Business Banking for a discount.

    • Business Plus

      Included with Pro Access Business Banking.

      Available with Access Business Banking at $10 a month.

      Includes Basic Autobooks. Send invoices online and receive digital payments from your customers.

      Upgrade available: Autobooks Premium. Gain access to digital accounting software at an additional cost.6

      Make Appointment

      Find a Banking Center

    • Payments Plus

      Included with Pro Access Business Banking.

      Available with Access Business Banking at $20 a month.

      Wire services

      • One free domestic outgoing wire per month
      • Discounted fees for additional wires

      ACH payments 

      • 25 free ACH transactions per month, $0.50 per transaction thereafter
      • Schedule one-time or recurring ACH transactions

      Fraud prevention services

      • Reverse Check Positive Pay
      • ACH Block and Filter

      Make Appointment

      Find a Banking Center

    What to Bring When You Visit Us
    Expedite the account-opening process by coming prepared.

    • A personal I.D. and professional (business) license
    • An Employment Identification Number (EIN)
    • Articles of Incorporation and banking resolutions (the paperwork you filed with the state when you first opened your business)
    • Beneficial ownership documentation, if applicable
    • Depending on your type of business and specific request, additional documents may be needed as we process your request.

    Make Appointment

    Find a Banking Center

    3 Reasons to Choose Old National Bank

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      Our Client Commitment

      Our commitment to our clients is what truly distinguishes us. We believe in relationships and results. Partner with a bank committed to the success of your company and our local community.

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      Easy-to-Use Checking

      We have easy-to-use checking products, including an option with no monthly maintenance fee and no minimum balance. Plus, we offer a variety of business financing solutions and a full suite of business services.

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      Dedicated Small Business Bankers

      Old National has dedicated small business bankers who work with you to customize solutions for your business.

    * TO QUALIFY FOR THE SMALL BUSINESS CHECKING CASH BONUS OF UP TO $800:  

    To earn the checking account bonus, new to business deposit customer must open an Access Business Banking Checking account or Pro Access Business Banking Checking account with a minimum opening deposit of $100 between 2/3/2026 and 6/30/2026, at any Old National banking center and complete the following: 

    To qualify for $800 Cash Bonus: Deposit a total of $20,000 or more within 30 days of account opening. Maintain a balance of $20,000 or more during days 31-90 of account opening. Enroll in Small Business Digital Banking and log in within 30 calendar days of account opening. Maintain a positive account balance at the time of bonus processing.

    To qualify for $400 Cash Bonus: Deposit a total of $4,000 or more within 30 days of account opening. Maintain a balance of $4,000 or more during days 31-90 of account opening. Enroll in Small Business Digital Banking and log in within 30 calendar days of account opening. Maintain a positive account balance at the time of bonus processing.

    The qualifying minimum deposits must be made to the new account within 30 calendar days of account opening. Deposits can be made on a one-time basis or cumulatively over the 30-day period. On the 30th calendar day following account opening, the account will be reviewed to confirm satisfaction of the required deposit balance. If the 30th calendar day falls on a non-business day, the review will occur on the next business day.  Qualifying deposits include teller/ATM/mobile deposits, wires, and external transfers from accounts at other financial institutions. Deposits made by transfers between Old National accounts do not qualify. 

    The qualifying required balance of $20,000 or $4,000 must be maintained during day 31-90 of account opening. During the period beginning on the 31st day and ending on the 90th day following account opening, the account will be reviewed daily to confirm that the minimum required balance is maintained.  

    Enrollment in, and login to, the Small Business Digital Banking platform must occur with respect to the new account within 30 calendar days following account opening. Enrollment in, or use of, Consumer Digital Banking, OnPoint Essentials, or OnPoint Treasury is not included in the qualifying activity.

    After successful completion of the qualifying requirements, the cash bonus will be paid into the new Access Business Banking Checking account or Pro Access Business Banking Checking account between the 100th and 120th day after account opening. Eligibility for the bonus requires that the account be open and maintain a balance greater than $0 at the time the bonus is credited. Accounts that are closed, restricted, have a zero or negative balance at the time of bonus processing are not eligible to receive the bonus.

    The bonus may be taxable and may be reported on IRS Form 1099. Please consult your tax advisor regarding any tax consequences associated with the bonus. Old National Bank nor their employees provide tax advice.

    Limit one cash bonus per customer [Taxpayer Identification Number (TIN)/Social Security Number (SSN)/Employer Identification Number (EIN)] regardless of the number of checking accounts opened. Recipient(s) (customer TIN/SSN/EIN) of cash bonus shall not be eligible to receive a cash bonus on any other business checking account at Old National Bank. If multiple accounts are opened with the same signers, only one account will be eligible for the bonus. Promotional offers are available only to new customers establishing a business checking account for business purposes, and existing Old National Bank customers who do not currently have and have not previously had in the past 36 months, a business deposit relationship with Old National Bank. Promotional offers are not available to current Old National Bank business customers, including any individual who is an owner, joint owner, or authorized signer on an existing business deposit account; any business that has closed a business deposit account within the past 36 months; any customer who has received a promotional bonus within the past 36 months; or Old National Bank employees.   

    Old National reserves the right to extend or discontinue offer at any time without notice. Not valid with any other Old National checking account offers. Old National Bank reserves the right, in its discretion, to disqualify any account and withhold the promotional bonus if Old National Bank determines that the account was established for the purpose of exploiting the promotional offer or otherwise constitutes promotional abuse.

    1 Old National does not charge any fees to use Mobile Banking; however, there may be charges associated with data usage on your phone. Check with your wireless carrier for more information.
    2 No ATM surcharge fees charged for Old National debit Mastercard® and ATM card transactions made at Old National Bank ATMs and Allpoint® ATMs. If you use an ATM from a different ATM operator, you may be charged a fee by the ATM operator and you may also be charged an ATM Transaction Fee by Old National. Access to Allpoint Network is not available for Home Equity Line Access cards.
    3 Minimum opening deposit of $100.
    4 Items include checks paid, withdrawals, deposits, deposited items, and electronic (ACH or POS) debits and credits. Fees assessed for excess items. A fee of $0.50 per excess item assessed on Access Business Banking or Pro Access Business Banking.
    5 Cash and currency deposited fee is $0.15 per $100 over product threshold.
    6 Autobooks Premium is available for purchase directly from Autobooks for an additional fee.