Auto Loans

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LOANS

Vehicle financing for a variety of needs

Whether you are purchasing a vehicle, needing to refinance your current car loan or would like to use the equity you built in your auto to manage debt, we have the loan for you.

Save with competitive auto loan rates.

With rates as low as 4.630% APR,¹ our deals make it easy for you to get a larger vehicle with more room for the family or a car with better fuel efficiency. Save big and drive away in your new or pre-owned car or truck!

With our low car loan rates, see what your payment could be!²

Loan Term	$15,000 Loan	$25,000 Loan
60 months	$281.84³	$467.56⁴
72 months	$244.36³	$405.38⁴
78 months	$230.02³	$381.59⁴
84 months	$218.75³	$362.90⁴

Loan Term - 60 Months
$15,000 Loan	$275³
$25,000 Loan	$456⁴

Loan Term - 72 Months
$15,000 Loan	$237³
$25,000 Loan	$393⁴

Loan Term - 75 Months
$15,000 Loan	$233³
$25,000 Loan	$387⁴

Auto calculators

Use Old National auto calculators to help determine auto loan costs and payment goals.

Our Compare Two Vehicle Loans calculator helps you determine a monthly car payment based on loan amount, term and interest rate. You can also compare two loans.

Start with pre-approval.

Knowing how much you can borrow makes the buying process easier and being pre-approved gives you more negotiating power.

To be pre-approved for a vehicle loan, you will need to complete a loan application based on the approximate age of the vehicle you are considering, as well as the maximum amount you think you may want for your loan. If you are unsure of how much you may be able to borrow, we are happy to work through calculations to determine a loan amount starting point.

A loan application can be completed by stopping into one of our banking centers or by calling 1-877-427-7220.

Refinancing your car loan

You’re driving your dream car but you don’t have your “dream” loan. There are a number of reasons why it makes sense to refinance your car loan:

Your credit score has improved
You didn’t get your best rate when you purchased
Your car lease is expiring and you want to purchase your vehicle
You would like lower payments
You would like a shorter term

Learn More

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Does that vehicle payment fit your budget?

Use this tool to figure what your monthly auto loan payment will be.

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Selecting the best auto loan

Use our calculator to compare loan amount, term and interest rate.

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What can I learn from a car window sticker?

Know what you're reading to get the best deal on a vehicle.

Notices & Disclosures

Limited time offer. Rates, terms and conditions effective as of 7/1/2022 and are subject to change. Subject to credit approval. Vehicle insurance is required. Other restrictions may apply, see bank for details. All rates/Annual Percentage Rates (APRs) examples are based on highest credit tier and include a .25% rate reduction for automatic payment from an Old National checking account.

4.630% APR based on $25,000 loan, 2022 or newer model year, 60 month loan term, 4.34% rate, $467.56 monthly payment and a $175.00 processing fee (financed into the loan).
Payment examples are based on 2022 or newer model, loan terms and interest rates of 60 months at 4.34%; 72 months at 4.99%, and 84 months at 5.59% all of which include a $175.00 processing fee (financed into the loan).
On the $15,000 loan examples, the interest rate would result in payment terms of 60 months at 4.820% APR and a monthly payment of $281.84; 72 months at 5.398% APR and a monthly payment of $244.36;78 months at 5.620% APR and a monthly payment of $230.02; or 84 months at 5.947% APR and a monthly payment of $218.75.
On the $25,000 loan examples, the interest rate would result in payment terms of 60 months at 4.630% APR and a monthly payment of $467.56; 72 months at 5.237% APR and a monthly payment of $405.38; 78 months at 5.470% APR and a monthly payment of $381.59; or 84 months at 5.807% APR and a monthly payment of $362.90.