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        1. How Small Businesses Can Cut Costs Without Sacrificing Employee Engagement
          If your business is facing financial pressures or cost-cutting challenges, you're not alone. Read on for some effective strategies for reducing expenses while maintaining productivity and workplace morale
        2. Would You Pack Your Lunch for $1.2 Million?
          It's easy to eat lunch out. It's convenient. It's a nice break from work, and, boy, is it delicious. And how much does it cost? Not much at all.  "Just a few dollars." Well, that's what marketers want you to think.
        3. W
          On average, U.S. women live about five years longer than U.S. men,1 while being about two years younger than their spouse when marrying.2 These
        4. Personal Finance Tips for Military Families
          One study found that military personnel have more credit problems and are more likely to make late house payments than their civilian
        5. Where can I get more information about the LIBOR transition and the new benchmark rates?

          For more information about the ARRC: https://www.newyorkfed.org/arrc 

          For more information about SOFR: https://www.newyorkfed.org/markets/reference-rates/sofr

          For more information about Term SOFR: https://www.cmegroup.com/market-data/cme-group-benchmark-administration/term-sofr.html

        6. Pivot Your Small Business Online: Tips, Resources And Inspiration
          As small businesses scramble to right themselves in the ever-shifting COVID-19 world, many are in search of resources to help them thrive. The logistics of pivoting a traditionally in-person business to an online platform might seem overwhelming at first blush. However, businesses can go through a logical process to ma
        7. How To Survive In Business When Sales Drop And Costs Rise
          Businesses that survive will not be the ones that react emotionally, but the ones that lead financially.
        8. Kiplinger Special Report: Business Costs for 2026
          To help you understand what is going on in the economy and beyond, our highly experienced Kiplinger Letter team will keep you abreast of the latest
        9. Need capital for your business. Consider an SBA Loan
          business requires capital, an SBA loan backed by the Small Business Administration may help. Best Bank for SBA. Preferred SBA lender
        10. Five Simple Year-End Tax Tips to Set Up a Successful 2024
          ’Tis the season to make New Year’s tax resolutions, but as I have seen many times in my 25 years as a financial adviser, it’s those who plan ahead