First Midwest BankFirst Midwest Bank logoArrow DownIcon of an arrow pointing downwardsArrow LeftIcon of an arrow pointing to the leftArrow RightIcon of an arrow pointing to the rightArrow UpIcon of an arrow pointing upwardsBank IconIcon of a bank buildingCheck IconIcon of a bank checkCheckmark IconIcon of a checkmarkCredit-Card IconIcon of a credit-cardFunds IconIcon of hands holding a bag of moneyAlert IconIcon of an exclaimation markIdea IconIcon of a bright light bulbKey IconIcon of a keyLock IconIcon of a padlockMail IconIcon of an envelopeMobile Banking IconIcon of a mobile phone with a dollar sign in a speech bubbleMoney in Home IconIcon of a dollar sign inside of a housePhone IconIcon of a phone handsetPlanning IconIcon of a compassReload IconIcon of two arrows pointing head to tail in a circleSearch IconIcon of a magnifying glassFacebook IconIcon of the Facebook logoLinkedIn IconIcon of the LinkedIn LogoXX Symbol, typically used to close a menu
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        1. Construction to Permanent Loan
          Learn the typical qualifying criteria for Construction to Permanent Loans, as well as how it works, and how it differs from a traditional construction loan.
        2. What can I do in Digital Banking?

          With Digital Banking, you can bank anytime and anywhere that you have access to the Internet. The following are some of our Digital Banking features:

          Mobile Deposit
          Deposit a check safely and securely with your smartphone.

          Transfers
          Transfer money from accounts you have at other financial institutions to your Old National account, including loan payments. Or transfer money between your Old National accounts.

          Bill Pay
          Pay bills easily from Digital Banking. Set up who you want to pay, when and how much. Payments are deducted from your checking account and sent to payees for you.

          eStatements
          View, download and print an electronic version of your statement.

          Money ManagementTM
          See all your financial accounts in one place, including those at other financial institutions. Track and analyze your total spending, loans and investments.

          Zelle®
          Zelle® is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes. With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank.

          Text Banking
          Use simple text commands to check account balances, transfer funds between accounts and view recent transaction history.

          Card Controls
          Manage your debit cards to immediately turn off your card or to set transaction limits and alerts. 

          How to enroll in Digital Banking

          When you open an Old National checking account in a banking center, you can be enrolled in Digital Banking immediately.

          When you open an Old National checking account in a banking center, you can be enrolled in Digital Banking immediately.

          If you open a new Old National account online, you can enroll in Digital Banking immediately.

          You are able to access a mobile version of Digital Banking via your smartphone; however, for the best experience we suggest that you download our mobile app.

          There is no charge for use of Digital Banking, including the Mobile App.

        3. How do I improve my credit score?

          Regular, timely payments on your bills are the best way to improve your credit score. These payments won’t necessarily immediately give you a boost—the credit scoring agencies want to see that you can consistently make regular payments over several years. Over the long run, however, on-time, in-full payments are the most reliable way to achieve a higher credit score. 

          You may see a faster boost to your credit score by reducing your credit utilization ratio. This means the amount of money you owe, compared to the amount you’re allowed to borrow. For example, if your credit card limit is $2,000 and you regularly spend nearly that amount per billing cycle, your credit score will likely be lower than if you have a credit limit of $20,000 and you regularly spend nearly $2,000 per billing cycle. In each case, you’re spending the same amount, but in the second example you’re using less of your available credit—that’s something credit scoring agencies like to see.

          In cases like this, a simple step like requesting an increased line of credit on your credit card (but not spending more), or like regularly paying half your credit card bill in the middle of the billing cycle, could boost your score relatively quickly.

          Other things that impact your credit score: how long you’ve had credit (the longer the better, particularly if you’ve had most of your accounts a long time), how many recent credit inquiries you’ve had on your account (the fewer, the better) and the total amount you still owe (the lower the better). 

        4. While all businesses are facing challenges due to
          While all businesses are facing challenges due to high interest rates, inflation and staffing shortages, nonprofits have been hit especially hard.
        5. Old National’s Jenny Johnson on Asian American, Native Hawaiian and Pacific Islander (AANHPI) Heritage Month
          Observed during May, Asian American, Native Hawaiian and Pacific Islander (AANHPI) Heritage Month recognizes the contributions and influence of Asian
        6. Phishing Threats: What Every Business Owner Should
          Phishing Threats: Business Owner Should Know Imagine receiving a phone call from your bank. The person on the other end tells you they have
        7. What is Artificial Intelligence?Artificial
          What is Artificial Intelligence? Artificial Intelligence (AI) is a branch of computer science focused on creating systems that can perform tasks
        8. Black History Month: Authenticity in Diversity
          As I think about this year’s Black History Month theme, Resistance, I reflect on the early days of my career as a young black woman in a predominantly
        9. Need capital for your business. Consider an SBA Loan
          business requires capital, an SBA loan backed by the Small Business Administration may help. Best Bank for SBA. Preferred SBA lender
        10. Why a written financial plan makes sense, and how to get started
          When traveling, it is important to have a map of where you are going. The same holds true for your finances. You may have thought about your financial future but not yet taken the steps to formalize that plan. A written financial plan will provide you with the guideposts to know you are making progress towards your fin