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        1. 5 Strategies for 40-Somethings Who Are Way Behind on Retirement Savings
          There are a lot of scary retirement charts that tell you how much you should have saved for retirement. One commonly cited figure by Fidelity Investments says that by the time you're 40, you should have three times your annual income set aside. But let's face it: That number is laughably unrealistic for a lot of people
        2. No Summer Vacation This Year? What to Do with the Money You’ve Saved
          From spring through summer this year, we’ve seen travel get disrupted by COVID-19. Some countries have even banned international travel to help contain the virus. SEE MORE COVID-19: A Once-in-a-Lifetime Chance to Change Our Spending HabitsClients at my firm who began planning dream vacations many months ago have been a
        3. Are You Ready to Invest Beyond a 401(k)?
          When it comes to retirement investing, it pays to take advantage of accounts that provide tax breaks for savings. Sadly, many people are passing up the chance to invest in one of the most accessible of those accounts -- the IRA. In fact, according to the Center for Retirement Research, only around 15% of people of all
        4. Deciding What To Do With The 401(k)s You Left Behind
          If you’ve changed jobs throughout your career, chances are you have at least one or two 401(k)s with former employers. If you’re like most people, you’ve probably been unsure about what to do with that money and just left it in the plans. Now that time has passed and your financial decisions are more deliberate, you ma
        5. Online shopping scams to look out for and how to avoid them
          Shopping online can be convenient, especially during the holiday season, but it also exposes you to online shopping scams. Here are some scams to watch out for and how to protect yourself from falling victim to them
        6. What The Self-Employed Need To Learn From The PPP Loan Process
          2020 has been a year of many lessons. From social distancing to coloring our own hair, we have all had to learn to adapt in a pandemic-driven world. It has been a time of change, reflection and fear. For many self-employed individuals, the Covid-19 pandemic has provided an additional lesson:  education in the finances
        7. Why Every Business Owner Needs a Business Credit Card
          When you're a business owner, it's normal to focus on running and growing your business. But the way you pay for business expenses is equally important, and this is an area where business credit cards can be a huge help.
        8. Building an emergency fund can feel daunting, but these tips can help
          Whether you want to start an emergency fund or create better habits while you save, here are some expert recommendations.
        9. Cash In on Your Home Equity
          For the nearly two-thirds of Americans who own a home, tapping into home equity can be an affordable and flexible way to borrow money. Of the two
        10. What New Grads Should Know About Money
          One of the most common things I often hear from people after one of our financial wellness workshops is how much they wish they had learned about personal finance when they were younger.