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What is an ATM surcharge fee?
An ATM surcharge fee is the fee an owner of an ATM charges cardholders from other financial institutions who use their machine. In other words, if you have an Old National debit card and use it at another bank's ATM, that bank may assess a surcharge.
ATM surcharge fees are typically between $2 and $3.50. Usually, a screen will appear on an ATM giving you the option to accept or decline a surcharge. Declining will cancel your transaction.
It's important to note that for some types of checking accounts, Old National will charge a $2.50 "foreign" ATM fee (on top of the ATM owner surcharge) if you use a non-Old National Bank or non-Allpoint ATM.
To ensure fee-free ATM usage, we recommend always using an Old National or Allpoint ATM when possible. To find an Old National or Allpoint ATM, go to our website locator at oldnational.com/locations. Select the "ATM" and "Allpoint Surcharge-Free ATM" filters. You can also use the locator within our Mobile App to find both Old National and Allpoint ATMs.
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Can I use ATMs that are not Old National or Allpoint ATMs?
Yes. Your Old National ATM/debit card will work at all ATMs. However, doing so may result in several fees.
Surcharge fees
Out of network ATMs (ones that are neither Old National nor Allpoint) may assess you a surcharge fee. An ATM surcharge fee is the fee an owner of an ATM charges cardholders from other financial institutions who use their machine. In other words, if you have an Old National debit card and use it at another bank's ATM, that bank may assess a surcharge.Foreign fees
For most types of checking accounts, Old National will charge a $2.50 "foreign" ATM fee (on top of any ATM owner surcharge) if you use a non-Old National Bank or non-Allpoint ATM.To ensure fee-free ATM usage, we recommend always using an Old National or Allpoint ATM when possible. To find an Old National or Allpoint ATM, go to our website locator at oldnational.com/locations. Select the "ATM" and "Allpoint Surcharge-Free ATM" filters. You can also use the locator within our Mobile App to find both Old National and Allpoint ATMs.
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How are cash flow and free cash flow different?
Cash flow and free cash flow are both important financial metrics used to determine the liquidity of a company. However, there are distinct differences between the two that allows investors to see how a company is generating cash and how it's spending it. Cash Flow Cash flow is the net amount of cash and cash equivalen
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National Agriculture Day: How Old National Bank Supports Agribanking, Agribusiness
National Agriculture Day celebrates those that don’t work in hours -- they work in acres. Farming and ranching aren’t just occupations that are
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8 Steps To Take If You Lose Your Job Because Of Coronavirus
These are crazy times that we are living in as the current epidemic is shaking the world. We’ve now seen jobless claims top 30 million over the last six weeks – many of them due to the novel coronavirus. In case you’re keeping track, that’s more layoffs than jobs created since the Great Recession. Perhaps you’re newly
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3 Ways You Could Be Leaving Some of Your Social Security Benefits on the Table
Three common mistakes that could shrink your Social Security checks and how to avoid them in retirement.
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5 Credit Score Mistakes You Can Easily Avoid
Maintaining your credit score requires careful money management and attention to detail. Even the smartest consumers make simple mistakes that can
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5 Ways to Protect Your Wallet From Holiday Shopping Fraud
I'm betting that you're deep into the weeds of holiday shopping right now, alongside many Americans. It's unfortunate, but the holiday season brings many opportunities for fraud and scams that result in lost money and plenty of headaches for shoppers.
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7 Ways To Make The Best Use Of Your Tax Refund
Did you get a tax refund for 2021? The average is about $3,000 this year.
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Why Bundling Insurance Doesn't Always Make Sense
When buying insurance, consumers will notice that most companies offer a discount for bundled coverage.