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2,162 results found
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How to harness emerging technology for small business success
Whatever your small or medium-sized business , chances are you’re dependent on increasingly advanced technology or wish to use more sophisticated technology. If you aren't using one of these emerging technologies in your business yet, it's likely that your business would benefit from doing so in the near future. How ca
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Data Secure Apps Offer Bank Customers Peace of Mind
Making mobile deposits. Checking account balances. Paying bills. Consumers have embraced online banking via their mobile banking apps. Yet one in five (21%) U.
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5 Tax Strategies for Small-Business Owners
Small-business owners are increasingly being congratulated for their contributions to the economy. They create jobs, provide much-needed services, promote diversity and put money back into their communities. Yet, those same business owners often are so busy with their day-to-day pursuits that they neglect their own fin
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How do I improve my credit score?
Regular, timely payments on your bills are the best way to improve your credit score. These payments won’t necessarily immediately give you a boost—the credit scoring agencies want to see that you can consistently make regular payments over several years. Over the long run, however, on-time, in-full payments are the most reliable way to achieve a higher credit score.
You may see a faster boost to your credit score by reducing your credit utilization ratio. This means the amount of money you owe, compared to the amount you’re allowed to borrow. For example, if your credit card limit is $2,000 and you regularly spend nearly that amount per billing cycle, your credit score will likely be lower than if you have a credit limit of $20,000 and you regularly spend nearly $2,000 per billing cycle. In each case, you’re spending the same amount, but in the second example you’re using less of your available credit—that’s something credit scoring agencies like to see.
In cases like this, a simple step like requesting an increased line of credit on your credit card (but not spending more), or like regularly paying half your credit card bill in the middle of the billing cycle, could boost your score relatively quickly.
Other things that impact your credit score: how long you’ve had credit (the longer the better, particularly if you’ve had most of your accounts a long time), how many recent credit inquiries you’ve had on your account (the fewer, the better) and the total amount you still owe (the lower the better).
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The 4 Biggest Credit Card Mistakes to Avoid in 2024
People often have strong opinions for or against credit cards. Your experience largely depends on how you use them.
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4 Tips for Planning for Financial Emergencies
You never know when something might happen or how much it will cost. Here are some tips to help you prepare financially for the unexpected
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Business Strategy For The High Inflation Economy
Companies around the world are feeling inflation, especially companies in the United States.
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The Most Common Customer Service Mistakes Small Businesses Make
Customer service can make or break a business. Here are some common mistakes and how to avoid them
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How to Get Preapproved for a Mortgage: Your Essential Guide
The offers and details on this page may have updated or changed since the time of publication. See our article on Business Insider for current
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Simple steps to make doing good part of who you are
Fostering a culture of doing good can help a company attract and retain employees. Here are some tips for making doing good a part of your company identity