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2,164 results found
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Let’s talk about diversity in real estate investing
Diversity is something we’re all paying more attention to lately. It isn’t just good for humanity — it’s good for business. While becoming a real estate agent has often been a good career for women, there is also a gender gap between women and men when it comes to commercial real estate, as well as a diversity and gend
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Why Supporting Your Employees Side Business Is Highly Beneficial To You
Peggy_Marco / PixabaySome business owners want to extract every single waking hour from their employees. They feel that if an employee has a side business it is taking away from their 9-5. But that couldn’t be further from the truth. By supporting your employees’ side businesses you gain tons of benefits. Reduces Train
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Check Fraud is Up: 4 Steps to Protect Yourself
Check fraud is on the rise. Learn four things you can do to protect yourself. While you may need to occasionally write a check, it’s important to understand the risks – and how to protect yourself. When you have the option between paying by check, credit card, debit card, or an ACH transfer, realize that checks are by
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4 Tips for Planning for Financial Emergencies
You never know when something might happen or how much it will cost. Here are some tips to help you prepare financially for the unexpected
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The 4 Biggest Credit Card Mistakes to Avoid in 2024
People often have strong opinions for or against credit cards. Your experience largely depends on how you use them.
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About Business Email Compromise
Protect your business! Learn about Business Email Compromise, or BEC. When you know how this common phishing technique works, you can stay safe.
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How do I improve my credit score?
Regular, timely payments on your bills are the best way to improve your credit score. These payments won’t necessarily immediately give you a boost—the credit scoring agencies want to see that you can consistently make regular payments over several years. Over the long run, however, on-time, in-full payments are the most reliable way to achieve a higher credit score.
You may see a faster boost to your credit score by reducing your credit utilization ratio. This means the amount of money you owe, compared to the amount you’re allowed to borrow. For example, if your credit card limit is $2,000 and you regularly spend nearly that amount per billing cycle, your credit score will likely be lower than if you have a credit limit of $20,000 and you regularly spend nearly $2,000 per billing cycle. In each case, you’re spending the same amount, but in the second example you’re using less of your available credit—that’s something credit scoring agencies like to see.
In cases like this, a simple step like requesting an increased line of credit on your credit card (but not spending more), or like regularly paying half your credit card bill in the middle of the billing cycle, could boost your score relatively quickly.
Other things that impact your credit score: how long you’ve had credit (the longer the better, particularly if you’ve had most of your accounts a long time), how many recent credit inquiries you’ve had on your account (the fewer, the better) and the total amount you still owe (the lower the better).
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How To Wrap Your Business Up With A Nice Little Bow For Year-End
Ah, the end of the year. It’s time for holiday promotions, boosted sales (hopefully), and year-end preparations. If you don’t prepare for the end of the year and follow a checklist, you’ll probably find yourself burning the candle at both ends. Coming from an experienced business owner, it’s never too early to start pr
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Businesses weigh the cost of moving supply chains out of China as Trump's new tariff takes effect
Some businesses say moving supply chains out of China will cost more than absorbing the new tariffs. Here's why
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Surprise: Your Small Business Probably Needs Auto Insurance
Today's story will be of special interest to business owners where their own car or an employee's vehicle might be used for business purposes. With this in mind, how would you answer this true/false question? SEE ALSO: Beware of These Often-Overlooked Insurance Gaps "As long as our personal vehicles are only used occas