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    2,402 results found

    1. What Does Your Ag Lender Look For?
      One of the best ways for a farmer to create a productive relationship with an ag lender is to know what they’re looking for.
    2. What Does Every Business Owner Needs to Know About Whaling Attacks
      Hacking attempts are more prominent than ever before. A Panda Security study found that 230,000 new malware samples are being launched each day, and 27% of all malware in existence was created in 2015 alone. There is a hacking attack every 39 seconds, and cybercrime is even more profitable than the illegal drug trade.
    3. How do I improve my credit score?

      Regular, timely payments on your bills are the best way to improve your credit score. These payments won’t necessarily immediately give you a boost—the credit scoring agencies want to see that you can consistently make regular payments over several years. Over the long run, however, on-time, in-full payments are the most reliable way to achieve a higher credit score. 

      You may see a faster boost to your credit score by reducing your credit utilization ratio. This means the amount of money you owe, compared to the amount you’re allowed to borrow. For example, if your credit card limit is $2,000 and you regularly spend nearly that amount per billing cycle, your credit score will likely be lower than if you have a credit limit of $20,000 and you regularly spend nearly $2,000 per billing cycle. In each case, you’re spending the same amount, but in the second example you’re using less of your available credit—that’s something credit scoring agencies like to see.

      In cases like this, a simple step like requesting an increased line of credit on your credit card (but not spending more), or like regularly paying half your credit card bill in the middle of the billing cycle, could boost your score relatively quickly.

      Other things that impact your credit score: how long you’ve had credit (the longer the better, particularly if you’ve had most of your accounts a long time), how many recent credit inquiries you’ve had on your account (the fewer, the better) and the total amount you still owe (the lower the better). 

    4. Why Supporting Your Employees Side Business Is Highly Beneficial To You
      Peggy_Marco / PixabaySome business owners want to extract every single waking hour from their employees. They feel that if an employee has a side business it is taking away from their 9-5. But that couldn’t be further from the truth. By supporting your employees’ side businesses you gain tons of benefits. Reduces Train
    5. How to Handle Credit Card Debt When You're in Too Deep
      If the typical American charged each of their credit cards to the limit, they would end up $30,365 in debt -- that's the average credit card limit in the U. S.
    6. Women Business Owners: 4 Steps to Grow Your Personal Wealth
      In recent years, women have embraced entrepreneurship in staggering numbers. Between 2014 and 2019, the number of women-owned businesses increased 21% between 2014 and 2019 to a total of nearly 13 million. (Over the same period, growth in the number of women “sidepreneurs” – that is, those with a “gig job” or “side hus
    7. 7 Small-Business Strategies for Customer Retention
      Customer retention is an ongoing process, and it requires a genuine commitment to understanding and meeting your customers' needs. By Kalin Kassabov,
    8. Common Pitfalls When Finding a New Hire
      Every hiring experience should be a learning experience. Finding a new hire can be one of the most difficult things to do for a small-business owner,
    9. Here's How to Tell if Relocating for a Job Is Worth it
      While remote work is becoming more and more prevalent thanks to technology and workplace changes wrought by COVID-19, it is not yet available to everyone or in all career fields.
    10. Businesses weigh the cost of moving supply chains out of China as Trump's new tariff takes effect
      Some businesses say moving supply chains out of China will cost more than absorbing the new tariffs. Here's why