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        2,451 results found

        1. 5 Ways to Improve Your Cybersecurity
          We are in a computerized world, and that comes with all kinds of pros and cons. And, one of those cons involves privacy and security in a world where cyber criminals spend every waking minute seeking ways to benefit from any vulnerability in your online systems. So, today, let’s discuss how to improve your cybersecurit
        2. Surprise: Your Small Business Probably Needs Auto Insurance
          Today's story will be of special interest to business owners where their own car or an employee's vehicle might be used for business purposes. With this in mind, how would you answer this true/false question? SEE ALSO: Beware of These Often-Overlooked Insurance Gaps "As long as our personal vehicles are only used occas
        3. Businesses weigh the cost of moving supply chains out of China as Trump's new tariff takes effect
          Some businesses say moving supply chains out of China will cost more than absorbing the new tariffs. Here's why
        4. How do I improve my credit score?

          Regular, timely payments on your bills are the best way to improve your credit score. These payments won’t necessarily immediately give you a boost—the credit scoring agencies want to see that you can consistently make regular payments over several years. Over the long run, however, on-time, in-full payments are the most reliable way to achieve a higher credit score. 

          You may see a faster boost to your credit score by reducing your credit utilization ratio. This means the amount of money you owe, compared to the amount you’re allowed to borrow. For example, if your credit card limit is $2,000 and you regularly spend nearly that amount per billing cycle, your credit score will likely be lower than if you have a credit limit of $20,000 and you regularly spend nearly $2,000 per billing cycle. In each case, you’re spending the same amount, but in the second example you’re using less of your available credit—that’s something credit scoring agencies like to see.

          In cases like this, a simple step like requesting an increased line of credit on your credit card (but not spending more), or like regularly paying half your credit card bill in the middle of the billing cycle, could boost your score relatively quickly.

          Other things that impact your credit score: how long you’ve had credit (the longer the better, particularly if you’ve had most of your accounts a long time), how many recent credit inquiries you’ve had on your account (the fewer, the better) and the total amount you still owe (the lower the better). 

        5. 4 Tips for Planning for Financial Emergencies
          You never know when something might happen or how much it will cost. Here are some tips to help you prepare financially for the unexpected
        6. The 4 Biggest Credit Card Mistakes to Avoid in 2024
          People often have strong opinions for or against credit cards. Your experience largely depends on how you use them.
        7. 3 reasons the labor shortage could be a 'structural change' in the economy, according to S&P
          The record number of people leaving the workforce signals structural changes in the economy, Standard & Poor's reported last month.  The
        8. How Small Businesses Balance Their Staff With Freelancers
          Now, small businesses balance their staff with freelancers. A recent study done by UpWork.com and the Freelancers Union found that around 57 million Americans were working as freelancers as of 2019. This makes up about 36 percent of the U. S. workforce and amounts to $1.4 trillion in earnings. The term “gig economy” ha
        9. Key to employee retention: build your own benefit plans
          Customization is the key to building a benefits package that appeals to all ages, according to the CEO of a national benefits advisory firm. Five generations are currently working side by side in the U. S. workforce, and that’s unlikely to change in coming years. The Bureau of Labor Statistics projects that a quarter o
        10. 5 Ways to Avoid Becoming a Victim of ATM Scams
          Card skimming fraud — which occurs when a criminal uses a skimmer device to swipe your bank card details from areas where you use your card for payment or to retrieve cash — was up 759% in the first half of 2022, with 20% of those skimming incidents occurring at a branch ATM, according to data from FICO.