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1. Is Identity Theft Protection Worth It?
   “An ounce of prevention is worth a pound of cure.” When Benjamin Franklin penned this enduring phrase nearly three centuries ago, he was advising the
2. Does Old National offer overdraft coverage for checking accounts?

   In an effort to help you avoid returned checks or declined transactions, we provide protection services called Overdraft Courtesy and Overdraft Protection. These two services can also be used together for extra protection. Learn more about our Overdraft Solutions.

   Overdraft Courtesy
   Most Old National checking accounts come with Overdraft Courtesy. With Overdraft Courtesy, even if you don’t have enough available money in your checking account, we may still approve and pay checks you’ve written, as well as ACH and recurring debit card transactions (such as utility bills). Overdraft Courtesy does not cost anything unless you use it. If your account becomes overdrawn by more than $25, we will charge you a $36 fee for each overdraft item, up to 2 per day. You are responsible for paying the amount of any overdraft on your account immediately. If your account is overdrawn 7 or more consecutive business days, we will charge a $7 Daily Overdraft fee each business day the account is overdrawn by more than $25 (beginning on day 7), for up to 5 business days.

   Overdraft Protection
   Overdraft protection allows you to link your account to another Old National account. If you accidentally overdraft, we will draw the funds from your linked account. There is no annual fee for the Overdraft Protection service, and you can link to other Old National checking, savings, or money market accounts or a line of credit. The transfer amount will be the exact amount needed to cover the total overdraft amount at the end of each business day, provided your linked account has a sufficient available balance. If sufficient funds are not available in your linked account, we will transfer what is available. Any items not covered by the funds in your linked account will be paid or returned at the Bank’s discretion and applicable overdraft and other account fees may be charged.

   For business analysis accounts, an Overdraft Protection Transfer Fee of $5 is charged for each transfer from your linked account.

   To sign up for Overdraft Protection, or for more information about either service, please visit any Old National Banking or call Client Care at 1-800-731-2265.

3. Retailers are calling on AI to stop customer return fraud
   AI helps retailers detect return fraud, boosting efficiency in reverse logistics operations.
4. Financial Literacy Month: Building Confidence, One Conversation at a Time
   By Ben Joergens, Old National Bank Financial Empowerment Program Director   April is Financial Literacy Month — a timely reminder that the most
5. Why Transferring Control Of Finances Is Essential For Older Relatives: Three Things To Do Now
   When my Dad started to descend into the abyss of dementia, I discussed with my three brothers what
6. Examining the Financial Consequences of a Data Breach
   The likelihood of a company, big or small, facing a security incident has increased, and an estimated one in three organizations will fall victim in the next two years. As long as cybercriminals can make a profit from consumer and business data on the Dark Web, organizations will continue to be targeted by hackers. Bus
7. Building an emergency fund can feel daunting, but these tips can help
   Whether you want to start an emergency fund or create better habits while you save, here are some expert recommendations.
8. 3 Ways to Optimize Your Supply Chain for Omnichannel Retail
   To offer shoppers the convenience of both in-person and online retail, you’ll have to make sure your supply chain is well-coordinated. This piece explains how
9. 4 AI Applications To Manufacturing
   AI in manufacturing is different: It takes rote processes, and applies artificial intelligence to precision and doing things right.
10. 5 Ways The CARES Act Impacts Retirement Planning
    In response to the halting U. S. economy, set off by the coronavirus pandemic, the federal government has passed a massive emergency funding bill to protect and support American businesses, hospitals and individuals. The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) is a far-reaching bill with over 1,0