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1. What employers can do to combat rising health care costs in the new year
   In the 2020 coverage year, Affordable Care Act marketplace premiums for private health insurance will be reduced by an average of four percent. In contrast, according to a survey conducted by the National Business Group, health care benefit costs are expected to rise by five percent in the new year. This cost increase
2. Why Consumers Should Shop Early This Holiday Season
   This year, many consumers began making their holiday gift purchases long before Halloween.
3. Why Employees Quit: What Small Business Owners Often Miss
   Understanding why employees quit is more than an HR concern; it’s a business imperative.
4. How do I use Zelle®?

   You can send, request or receive money with Zelle^®.

   To get started, log in to Old National’s Online or Mobile Banking, navigate to Send Money With Zelle^® in the Mobile App Payment Center or the Move Money tab in Online Banking. Accept terms and conditions, enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it and you're ready to start sending and receiving with Zelle^®.

   To send money using Zelle^®, simply add a trusted recipient's email address or U.S. mobile phone number, enter the amount you'd like to send and an optional note, review, then hit Send. In most cases, the money is available to your recipient in minutes.¹

   To request money using Zelle^®, choose Request, select the individual from whom you'd like to request money, enter the amount you'd like to request, include an optional note, review and hit Request.²

   To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle^®.

   ¹ Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle^®.
   ² In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle^®.

5. How do I set up a recurring payment in Online Bill Pay?

   From a Web Browser

   • Log in to your Digital Banking account.
   • Open Online Bill Pay.
   • Locate the payee on your list.
   • Under the Options list, select the Automatic Payment tab.
   • Next, select the account you would like to pay from, the amount and the frequency.
   • If you are sending the payment via check, you may Add a Memo (located under Amount).
   • Under Frequency, you may select start and end dates for the payment, or choose No End Date to continue to make payments until you turn them off.
   • Email notifications are also available for when the payment is scheduled, when the payment has been sent or before the last payment is sent. 
   • When you are satisfied with your payment information, click Save.

   In the list of payments, you can easily see items that are set up with recurring payments. They are identified by the rotating arrow icon.

   • Use the Edit button to edit a recurring payment, or you can change the entire payment rule.
   • Click Add to make additional payments to a payee.

   On the Mobile App
   Recurring payments can be viewed and cancelled in the mobile app, but can only be setup and maintained from a web browser.

   • To view or cancel a recurring payment in the mobile app, tap Payment Center and then select Bill Pay.
   • Tap Schedule.
   • If you wish to cancel, tap the scheduled payment and tap Cancel payment.
   • Tap Yes to confirm.
6. 3 ways you can turn the tide of the 'Great Resignation'
   The Great Resignation is changing. In fact, the more it's analyzed, the worse it gets. Piling on the stat from August that 51% of all employees were
7. Es
   Estate planning is a crucial aspect of managing your assets and ensuring your wishes are honored after your passing.
8. Why Areas Of Enterprise Services Spend Will Increase In 2022
   When looking at the market outlook for services spend in 2022, I see several areas that will change dramatically. It is clear there are two primary
9. The ‘Silver Tsunami’ Is Reshaping Small Business: Why Exit Planning Can’t Wait
   As a new year begins, exit planning should be a priority for any small business owner approaching retirement.
10. 5 employment trends that will shape the workplace in 2023
    The workforce has been forced to consistently and quickly adapt to socio-economic shifts as a result of the pandemic. While the world as we know it