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    1. How do I set up Text Banking and Automated Alerts?

      Text Banking and Automated Alerts enable you to receive a variety of account-related notifications via your mobile phone. You can receive Automated Alerts by email as well.  

      To set up these services, sign in to Digital Banking. Select Additional Services at the top of the screen and then Text Banking & Alerts. You will first be taken to an Alerts and Notifications screen, where you can sign up for Automated Alerts. If you enter your mobile phone number on this screen, the number will carry over when you set up Text Banking. 

      To set up Automated Alerts

      • Enter your email address if you want to receive Automated Alerts by email.
      • Next, enter your phone number and click Activate. A verification code will be sent to the phone number provided. Enter this code in your Digital Banking and click Accept.
      • To choose and set up your alerts, select the Add an alert button.

      Automated alerts are sent throughout the day. In most cases, this means you will be notified about events such as low balances, large deposits or large withdrawals about 20-30 minutes after they happen. 

      How to set up Text Banking with text messaging commands

      • Under Text Message Banking (to the right of Alerts and Notifications) select Update.
      • If you want, you can enter a second phone number here.
      • Choose your primary account for Text Banking. This is the account that you will receive balance and history for when requested through Text Banking.
      • If you have a second checking or savings account, you can enroll it as a secondary account to transfer funds to the primary account when requested.
      • When all information is entered, select Done. You should receive a confirmation text message.

      Here is the information you can obtain by sending the following text commands to 454545:

      • BAL – Balance for primary account in Text Banking
        • Your text will include both the Current and Available balances.
      • BAL ALL – Balance on all accounts within Digital Banking
        • Your text will include only the Current balance which is the balance as of the end of the previous business day. It does not include transactions that are pending or on hold. 
      • LAST – Last 5 transactions for primary account in Text Banking
      • TRANS (amount) ex. TRANS 200 – Transfer funds to primary account from secondary account in Text Banking 
      • STOP – Deactivate service
      • HELP – Help keywords

      Note: The Text Banking function will not work if you have an automated signature attached to your text messages.

      Visit our Text Banking page for more information. For assistance with setting up Automated Alerts or Text Banking, please call Client Care at 1-800-731-2265.

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    7. What is an ATM surcharge fee?

      An ATM surcharge fee is the fee an owner of an ATM charges cardholders from other financial institutions who use their machine. In other words, if you have an Old National debit card and use it at another bank's ATM, that bank may assess a surcharge.

      ATM surcharge fees are typically between $2 and $3.50. Usually, a screen will appear on an ATM giving you the option to accept or decline a surcharge. Declining will cancel your transaction.

      It's important to note that for some types of checking accounts, Old National will charge a $2.50 "foreign" ATM fee (on top of the ATM owner surcharge) if you use a non-Old National Bank or non-Allpoint ATM. 

      To ensure fee-free ATM usage, we recommend always using an Old National or Allpoint ATM when possible. To find an Old National or Allpoint ATM, go to our website locator at oldnational.com/locations. Select the "ATM" and "Allpoint Surcharge-Free ATM" filters. You can also use the locator within our Mobile App to find both Old National and Allpoint ATMs.

    8. How do I sign up for Card Controls and Alerts?

      Card Controls and Alerts are a feature of Online Banking and the Mobile App. You can activate Card Controls within Online Banking and the Mobile App; there is no need for any separate enrollment or downloading of any additional apps.

      Card Controls enable you to manage and monitor debit card activity, such as setting and receiving alerts or suspending certain transactions.

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