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        1. What types of checks can I deposit through Mobile Deposit?

          You can use Mobile Deposit to deposit checks that are payable to you. You cannot use Mobile deposit for the following:

          • Insurance draft checks
          • Checks payable to a person or entity other than you
          • Checks payable to you and another person
          • Checks or items drawn on a financial institution located outside the United States
          • Checks or items dated more than 6 months prior to the date of deposit
          • Checks or items on which a stop payment order has been issued
          • Checks written from an account in which there are insufficient funds
          • Credit card cash advance checks

          If you have questions about checks or items that are accepted through Mobile Deposit, please contact Client Care at 1-800-731-2265.

        2. What is the difference between Card Controls and Automated Fraud Monitoring?

          Both Card Controls and Automated Fraud Monitoring help to protect you from fraudulent activity on your debit card and account.

          Card Controls give you direct control within Online Banking or the Mobile App. You are able to select the types of alerts you want to receive, set spending limits, decline transactions and more.

          Automated Fraud Monitoring is a service Old National debit card holders are automatically enrolled in. If we ever suspect that your card is being used by someone other than you, we’ll send you a real-time text alert, email or phone call and ask for your confirmation. Based on your response, we can immediately shut down your card if necessary. If you prefer, you can opt out of Automated Fraud Monitoring alerts.

          Both Card Controls and Automated Fraud Monitoring are free services, and together they provide a double layer of protection for your account and debit card.

        3. What does this change mean for me?

          Our commitment to our existing clients and communities is not changing. We are simply growing as a community bank, and we're gaining even more resources and expertise to serve you - and all of our clients - better. In fact, you will soon have full access to more than 250 banking centers across Illinois, Indiana, Iowa, Kentucky, Michigan, Minnesota and Wisconsin to manage your Old National account(s).

          As always, please feel free to contact Client Care with any questions at 1-800-731-2265 or visit your nearest Old National banking center.

        4. How do I enroll in Zelle®?

          You can send, request or receive money with Zelle®.

          To start using Zelle® at Old National, you must be enrolled in Online or Mobile Banking.

          Once enrolled, login and locate Send Money with Zelle® in the Mobile App Payment Center or the Move Money tab in Online Banking. From there, complete a brief one-time enrollment to tell us which email address or U.S. mobile number and deposit account you would like to use to send and receive money with Zelle®.

        5. On what holidays are Old National banking centers closed?

          Typically, Old National holiday closings occur when the Federal Reserve is closed. Following are holiday closings for 2026:

          • New Year's Day, January 1
          • Martin Luther King Jr. Day, January 19
          • Presidents Day, February 16
          • Memorial Day, May 25
          • Juneteenth, June 19
          • Independence Day, July 4
          • Labor Day, September 7
          • Columbus Day, October 12
          • Veterans Day, November 11
          • Thanksgiving Day, November 26
          • Christmas Eve, December 24 - open until Noon
          • Christmas Day, December 25

          We update our website to notify clients of upcoming holiday hours the week prior to any holiday closings. View our banking center locator to find a location near you.

        6. How can I change my Digital Banking password?

          If you’d like to change your Digital Banking password, sign in to your Digital Banking account and in a web browser, click My Settings or the mobile app, tap More, then Settings, then My Settings. Click Edit for Password. You’ll be asked to enter your current password, then your new password. You’ll need to enter your new password a second time as well to confirm. Click Save to update your password. 

          If you need to change your password because you’ve forgotten it, for a web browser, go to the home page. In the blue Login box on the upper right side of the page, click on Forgot User ID or Password. In the Mobile App, tap Forgot Login. You will be asked to provide information to receive a temporary new password. 

          If, after trying the above, you are not able to reset your password, please call Client Care at 1-800-731-2265, Option 3, for login assistance. 

          Please note, that when requesting or resetting your User ID or Password, you will be asked to enter your email or phone number. For security purposes, the email or phone number you enter must match the email or phone number you have provided for your account. Also, if you reset your password you'll need to re-enable your biometrics. Within the Mobile App, navigate to More to access the settings and update your biometrics feature.

        7. How do I order checks?

          There are several ways to order checks:

          • Order directly from our check order company, Harland Clarke, by calling them at 1-800-355-8123 or visiting www.OrderMyChecks.com. Be sure to have your routing and account number on hand. Note that Harland Clarke cannot update your address. If your address has changed, you must submit it through Old National before ordering checks.
          • Log into Online Banking. Go to Additional Services and then select Check Reorder.
          • You may visit any Old National banking center or call Client Care at 1-800-731-2265 and an associate can assist you with a check order.

          If you are a former First Midwest Bank client, you are welcome to continue using your First Midwest Bank checks until you run out; they will be accepted for at least two years.

        8. Why am I being asked to verify my identity when logging in to Digital Banking?

          If our Digital Banking does not recognize the device you are using to log in, you are asked to verify your identity for the security of your account. There are several common reasons that this happens such as:

          • You recently cleared your browser's cookies
          • You are using a different browser from the one you used previously
          • You knowingly or unknowingly asked to not skip this extra security step
          • You are using your browser in private or incognito mode

          After you complete the verification steps of receiving a code by phone call, text message or email, and you enter it to confirm your identity, you can choose Yes, register my private device to avoid repeating the verification process each time.

          If you have questions about verification, please call Old National Client Care at 1-800-731-2265.

        9. Where can I find loan payoff information?

          For the correct amount to pay off a loan, please call Client Care at 1-800-731-2265, Option 4, or visit any Old National banking center.

          A loan's payoff information is not available within Online or Mobile Banking. The remaining balance shown on a loan within Online and Mobile Banking may not reflect all interest, fees, payments, etc. To obtain the correct amount to pay off a loan, it is best to call us or visit a banking center.

          Please note that loan payoff amounts over $3,500 must be paid in a banking center and cannot be accepted over the phone. 

          Amounts under $3,500 can be accepted by phone as an electronic check (eCheck) only, and not by credit card or debit card. There is also a fee associated with loan payments made by phone. You will need to have your routing number and account number to pay by eCheck.

          Please see our separate FAQ on obtaining the payoff amount for a mortgage loan.

        10. How do I sign up for direct deposit?
          1. Gather your account information, including the Old National routing number of 086300012 and your account number found on the bottom of your Old National check. There are three groupings of numbers on the bottom of your check. Your account number is the center set of 7-10 numbers.
          2. Contact your employer or depositor to verify if they have a process for direct deposit.
          3. If you are switching direct deposit from another bank to Old National, you can use our Direct Deposit Switch Form.
          4. Watch for your first deposit, which can take up to two months.

          Direct deposit contact information:

          Type of Direct Deposit New Direct Deposit
          (switch from paper checks to electronic deposit)          		 Existing Direct Deposit
          (switch from another bank to Old National)
          Salary, Pension, Dividends, Investment income Contact your employer or payor directly.
          Social Security or Supplemental Social Security Visit www.godirect.gov/gpw/ or call Go Direct at 1-800-833-1795 Call 1-800-772-1213
          Railroad Retirement Call 1-800-808-0772
          Civil Service Retirement (Office of Personnel Management) Call 1-800-767-6738
          Veterans Compensation Call 1-877-838-2778
          Other Federal Agency Benefits Contact the agency directly or call Go Direct at 1-800-333-1795 to get the phone number of many federal agencies.