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    1. How do I set up a sub-user in Shared Access?

      As the primary user of digital banking, you have the ability to grant another person or persons (sub-users) access to your digital banking account. You have sole authority and control in sharing access with, managing and disabling sub-users and/or their respective authority. In setting up sub-users to your account, you authorize Old National to act on transaction instructions initiated under the credentials of authenticated sub-users, just as if it was initiated under your credentials. 

      Sub-users access is limited to web browser only.

      • From within a web browser, select Additional Services, then Share Access with Others. 
      • Select Add person. 
      • Enter the identifying information about the sub-users. 
      • Select Grant full access to all accounts or next to each account, select
      • Click to grant access to each individual account. 
      • You will need to setup if the account is View Only, can make internal transfers or bill payments.
      • If you choose to allow bill payments, you will need to set an approval limit as well. 
      • Click Save and then Continue to agree to the Terms of Use. 

      The sub-users will receive an email at the address you provided and will need to setup their access within 30 minutes. They will log in and verify identity with the phone number you provided. The sub-users will then be able to log in to your account with their own user ID and password.

    2. What costs will I have to pay at a mortgage closing?

      Closing costs include a number of fees and will vary based on your agreement, your loan, your lender and even what state you live in. But you typically can expect to pay between 2 and 5 percent of the home’s purchase price to cover these costs.

      You can expect to see fees for the third parties and reports involved in your home purchase (including attorneys, couriers, title searches, inspections, appraisals, surveys, transfer records, property research, underwriting and more), and you also may have to pay for any upcoming property taxes.

      Insurance also plays a large role in closing costs. For example, you may need to pay your premium for the first year of homeowner’s insurance at closing, as well as title insurance, and Private Mortgage Insurance (if your down payment is less than 20 percent).

      Your mortgage expert can provide an estimate of these closing costs after you apply for your mortgage.

    3. 4 Marketing Strategies to Help You Gear Up for the Holiday Season
      Drive sales with these trending holiday strategies for 2019. The holiday season is the one time of the year when consumers plan to spend more than they do during any other spending event annually. This season is also gearing up to be a big one with PwC’s Trendsetter Barometer finding leading economic indicators reflect
    4. ONPointe Treasury
      ONPointe Treasury is a customized suite of tools to support your company's daily operations and ongoing business success. Includes flexible reporting options.
    5. Digital Banking for Small Business
      Enjoy 24/7 access and real-time control of your business finances. Manage users, pay bills, make mobile deposits and more with our digital banking solution.
    6. Community Experts & Heroes
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    7. Homeownership Opportunity Program
      The Homeownership Opportunity Program helps with down payment and closing costs. Old National partners with the Federal Home Loan Bank of Indianapolis on HOP.
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    9. How can I find year-end tax information for my mortgage?

      The fastest way to find year-end tax information is within Mortgage Manager after you log in to Online and Mobile Banking. Our Guide to Accessing Mortgage Manager provides step-by-step directions.

      To see the total amount paid on your behalf for the previous year or year-to-date, go to the top menu in Mortgage Manager and select My Loan. From the dashboard choose Document Center and then select Taxes report.

      In addition to providing information in Mortgage Manager, we also mail all year-end statements by January 31.

    10. How do I know what a monthly mortgage payment will be?

      Your monthly payment will depend on a number of factors, even beyond the price of the home and your down payment. You’ll also need to take into account taxes, insurance and any other fees included in the payments, as well as loan details like the length of the loan and the interest rate.

      While your payment will be determined based on the specifics laid out in the mortgage, you can estimate the amount of a mortgage payment by using our helpful mortgage-payment calculator.