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1. What to do after a data breach
   At some point, every organization will have to deal with some sort of cyber incident.  In a perfect world, the post-attack reaction is well
2. Why You Should Consider A Loan Renewal
   A loan renewal might be your best bet for affordable, long-term financing. Small business owners who have been around for a while know the value of affordable financing, including small business loans with generous terms. Financing helps growing businesses flourish, and can act as a lifeline for businesses temporarily
3. Does a HELOC Make Sense for You?
   A Home Equity Line of Credit, commonly known as a HELOC, can be a savvy financial tool when used wisely.
4. ESOPs as a Flexible Ownership Transition Tool
   ESOPs as a Flexible Ownership Transition ToolWhen it comes to succession planning, business owners have multiple options, each carrying different benefits and implications. How do you decide the best path for you and your business? Start by asking yourself what personal and business objectives you want to achieve throu
5. How To Choose A Tax Professional
   Couple preparing an income tax return.gettyYour tax return may be so simple you don’t need professional help—until the year that it isn’t. Tax year 2020 is that year for many taxpayers. Covid-related tax relief, work from home considerations, and taxable unemployment are all adding complexity to what used to be the mos
6. The Financial Effects of Losing a Spouse
   The death of a spouse is one of the most difficult things imaginable. Besides the emotional toll, surviving spouses typically confront financial issues, which often trigger tax-related questions and consequences.
7. How do you write a check?

   To write your check, fill out the fields carefully and sign at bottom right. We’ve included a properly filled out check below, as an example.
   
   

   A few notes:

   • The date at the upper right can be any standard format that includes the day, month and year.
   • Write the full name of the person, business entity, or organization who is receiving the check in the “Pay to the Order of” field.
   • The box at the right is for a numerical representation of the amount you’d like to pay the recipient.
   • The line with “dollars” at the end is where you write out the amount you’d like to pay the recipient in words; write the cents as a fraction XX/100; if there’s extra space, draw a line until “dollars” so that no one can adjust the amount you wrote.
   • The lower left field is for personal notes; this is optional. Some people like to write what the check is for, so they can remember when reviewing their records; If you’re paying a specific bill, you may be asked to write your invoice number or other identifying information you have on record with the company you’re paying.
   • Sign the check at lower right with the signature that you use for all important documents.
   • If you make a mistake on your check, you can cross it out and put your initials next to it and then write what you meant to write.
8. What is a secured credit card?

   A secured credit card is a special type of credit card that allows users with no credit (or poor credit) to build (or repair) their credit score.

   It works like this: The cardholder puts down a cash deposit as collateral to “secure” the card. The amount of cash put down is typically the cardholder’s credit limit. The cardholder then uses the card normally and their activity is reported to credit agencies, as it would be for any credit card.  

   As a result, the cardholder has the opportunity to build (or repair) their credit by making regular, on-time payments, among other things.

   At Old National Bank, we offer two secured credit card options.

9. What is a line of credit loan?

   A line of credit loan is a flexible loan that allows you to borrow what you need, as you need it, up to a set credit limit. As long as you follow your repayment terms, the loan remains open and you can borrow again. The most common example is a credit card, where you can continue to use it month after month, provided your account is in good standing. Other examples include Home Equity Lines of Credit (HELOCs) and revolving lines of credit for businesses.

   The contrasting loan type is a fixed loan, where you’re given a set amount of funds upfront, with the expectation that you repay the loan amount with interest over a set period of time. Once you’ve paid off the loan, there’s no opportunity to borrow again; you’d need to reapply for another loan. Common examples include mortgages, car loans and personal loans.

10. How can I send a wire transfer?

    To send money to both personal and business accounts in the US and internationally, visit your nearest Old National Banking Center.

    To learn more about domestic and international wires, including wire transfer fees, visit our Business Wire Transfers page or our Personal Wire Transfers page.