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1. Three Ways to Start Saving for Your Child’s Future
   A parent’s responsibilities are seemingly never-ending and ever-growing. All parents want to make sure they’re teaching their children everything
2. 4 Employee Engagement Trends That Leaders Need To Know
   This article is first in a series focused on employee engagement. With rapid changes in technology, demographics and social norms/lifestyles, the workforce is changing at break neck speed. The workplace of today is definitely not that of just a few years ago, and one area that has changed most significantly is employee
3. GDP roars past pre-pandemic levels. Where does the economy go from here?
   WASHINGTON — Even with production glitches, transportation bottlenecks and labor shortages, the U. S. economy grew in the second quarter at one of the fastest rates in decades, lifting the nation’s total output above where it was before COVID-19 hit, according to government data released Thursday. “That we were able to
4. How CIOs can course-correct data strategies with AI goals in mind
   Enterprises have long grappled with data dilemmas, from access management to security and hygiene. Those challenges are now amplified by the rush to
5. Top Business Trends Shaping A Post-COVID Environment
   Few would have predicted a year ago that 2020’s challenges would result in such dramatic changes. Global supply chains were interrupted, business and personal interactions shifted online, and remote work took off at an almost unimaginable scale. In response, business leaders are making their supply chains more flexible
6. Career Development
   No matter where our team members are in their career development, we’re committed to partnering with them and helping them achieve their goals. Grow with us!
7. Kathy A. Schoettlin
   Kathy A. Schoettlin is Chief Communications, Culture and Social Responsibility Officer for Old National.
8. What is a pre-authorization hold on my debit card?

   When you pay with your debit card, you may have a “pre-authorization hold” added to your account before the actual charge goes through. Businesses do this to make sure you have the funds available to cover the purchase, especially when the total amount is unknown at the time you use your card.

   For example, when you swipe your card before pumping gas, a pre-authorization hold is put on your account for an amount that’s probably going to be higher than what you’ll actually spend. When you reserve a hotel room, a hold is placed on the account for the cost of the room, plus a little more in case you have additional services during your stay. When you pay for your meal at a restaurant, a hold may be placed for the cost of the meal plus extra for the possible tip. Once the actual amount is known, that number becomes the charge. And once the charge clears your account (typically during the bank’s evening processing), the pre-authorization hold is released.

   Pre-authorization holds often can be considerably higher than what you will actually pay, and may stay on your account for a while (days, in some situations) so be sure you are prepared for this amount to be “on hold” in your account in the interim. Remember, you won’t have access to the excess funds until after the actual charge clears and the pre-authorization is released.

   Example: Joe visits a gas station and swipes his debit card before pumping his gas. The business doesn’t know how much gas Joe will pump, but it assumes the charge will be $50 or under. They place a pre-authorization hold on Joe’s card for $50 to ensure the funds are available. Joe pumps $20 worth of gas. That means there now is an extra $30 on hold in Joe’s account, and he will not have access to that money until the $20 charge clears and the $50 pre-authorization hold is released.

   If you have questions, call Client Care at 1-800-731-2265.

9. 10 Reasons To Hire and Retain Workers 50+
   Older businesswoman working on laptop with young coworkers It’s time for a cultural wake-up call. Here’s the business case for hiring and retaining workers 50+. The beauty of it is that everyone wins from companies to workers, and, you bet, the economy. When it comes to hiring, smart employers know that it’s not about
10. A Quick Start to Your Wealth Management Plan
    Your financial success is our first priority. With First Midwest Wealth Management1 financial services, you have a truly objective financial advocate working for you. First Midwest Bank is a regulated fiduciary and we are held to a higher standard of care – placing your interests ahead of our own. We can help you creat