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1. What are the Pros and Cons of Franchising?
   There is no question that owning a franchise can be a very profitable venture. However, there are also a number of pros and cons to consider
2. When And How To Tell Your Children About Wealth?
   There’s an abundance of places parents can go for guidance on how to educate children about sex and other important topics, however there is shortage
3. Working from home benefits both employees and employers
   The idea of remote work is not something new, but rather it has been an ongoing trend for some time. Remote work was encouraged among employers as a result of the Great Recession in 2008, which pressured them to downsize their office space and save money. About 5.3% to nearly two-thirds of the U. S. workforce work remo
4. How Your Company Can Save Money, Boost Performance, And Improve Healthcare For Vulnerable Employees During Covid-19 And Beyond
   When budgets get tight, benefits are a frequent place for companies to make cuts. Employers choose to reduce options and pass on more expenses to employees. That may be a misguided approach, says Lee Murphy, Ph. D., the CEO of Inspera Health. Murphy says companies can both cut costs and help employees improve their hea
5. Wealth Management
   Old National Wealth Management specializes in managing money for people with more important things to manage. Talk to us for unparalleled wealth management services.
6. By Jamie Hermann, Mortgage Sales Manager, Old
   By Jamie Hermann, Mortgage Sales Manager, Old National Bank   As the home buying season reaches its peak, Old National is proud to support the
7. Community Banking: When You Invest with Old National, We Invest in Your Community
   What is an investment in community equity? It’s providing opportunities for the launches of new small businesses, supporting community development and
8. What is the difference between a debit and credit card?

   While both a debit card and credit card can be used to make purchases at stores or online, how they work is quite different.

   A debit card is tied to your bank account. When you use it to make purchases, money is withdrawn directly from your account. If you have no money in your account, the purchase won’t (or shouldn’t) go through.

   A credit card is a revolving line of credit, or a loan. When you use it to make purchases, the credit card company funds the purchase upfront. You can continue spending up to your credit limit without paying immediately. At the end of your billing cycle, your credit card company sends you a bill for the amount you owe. You then have the option of paying the minimum amount due (and paying interest on the remainder), paying your balance in full (and not being charged interest) or paying somewhere in between. As long as your account is in good standing, you can continue to spend up to your credit limit.

   Each type of card has benefits and drawbacks. A debit card is a safe option. It prevents you from falling into debt, since it won’t function if you don’t have any money in your account. However, should you need to spend a little extra, you won’t be able to.

   A credit card, on the other hand, gives you access to additional funds and it gives you the opportunity to build your credit, provided you pay your bill in a timely fashion. The potential risk is that you may end up paying high interest on the balance you don’t pay off, and, if you don’t make your regular payments, you may see your credit score drop.

   At Old National, we offer our clients both debit cards and credit cards.

9. What is Mobile Deposit and how do I use it?

   Mobile Deposit is a feature within Digital Banking that allows you to deposit checks by using your phone's camera.

   To use Mobile Deposit

   • Log in to your Mobile App.
   • At the bottom of the screen, choose Check Deposit.
   • In the "To" section, select the account you want to deposit to and enter the amount.
   • Endorse the check by signing your name on the back. Then print For Mobile Deposit Only, or check the mobile deposit box if available.
   • Select the photo icon and capture an image of the front and back of your check.
   • Verify the information and select Deposit.

   You will receive an email confirmation once a Mobile Deposit has been submitted. A second email will be generated when the deposit has been reviewed to let you know the status of the deposit. An approval email does not guarantee that the funds are available immediately. If we receive your mobile deposit by our Mobile Deposit cut-off time of 8pm CST, Monday through Friday (excluding holidays), we consider that business day to be the day of your deposit. Otherwise, we will consider that the deposit was made on the next business day we are open.

   Tips for using Mobile Deposit

   • Take photos in a well-lit area
   • Place check on a dark surface
   • Be sure only the check is in the photo (no fingers holding the check)
   • Make sure the whole check is visible in the guidelines; leave a small amount of space between the guidelines and the edges of the check
   • Give the camera time to focus before taking the photo; being too close can make the check image blurry
   • Tap the center of your screen to get a clear picture
   • Make sure the check isn't folded or torn

   If you need assistance with using Mobile Deposit, please call Client Care at 1-800-731-2265.

10. Are there transaction and monthly limits for Mobile Deposit?

    Yes, there is a $5,000 daily limit and a $10,000 monthly limit for mobile deposits made through the Mobile App.

    The monthly limit amount is on a rolling 30-day cycle. As mobile deposits become available to you, they will no longer count toward the limit, making room for future deposits.

    If you have questions about Mobile Deposit limits, please contact Client Care at 1-800-731-2265.