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1. Why is LIBOR being discontinued?

   LIBOR was introduced in the 1980’s as a benchmark interest rate that was intended to reflect banks’ average cost of short-term, wholesale unsecured borrowing. Over time, and particularly during the financial crisis that began in 2007, banks became less and less reliant on inter-bank lending. As a result, the number and dollar volume of transactions from which LIBOR was derived declined dramatically. To make up for this shortfall, LIBOR panel banks resorted to using “expert judgment” when submitting various rates used in calculating LIBOR. This left it susceptible to manipulation and fraud.

   In 2017, the UK Financial Conduct Authority (FCA), the regulator for LIBOR, announced that after December 31, 2021, the panel banks would no longer be required to submit settings for LIBOR. (This has since been revised to June 30, 2023, for most LIBOR tenors.) This announcement effectively started the countdown to the end of LIBOR.

2. 3 retention strategies as employers realize ‘back to work doesn’t work’
   As companies realize that back to work might not work, they are scrambling to come up with strategies to mitigate high turnover rates.
3. Upskilling Your Employees: Top 10 Benefits
   Let’s have a quiz: if you had just one skill to equip your employees with, what would that be? If your response was something like: “I want my employees to master X software,” you might want to reconsider. Because a new, more shiny app could replace that software tool in less than six months from now, and your wish wou
4. Bill Pay with Digital Banking
   Old National Bill Pay, available with Digital Banking, lets you securely send payments online, for your credit card, cell phone, mortgage, utilities and more.
5. Investment Management
   Old National Wealth Management investment team provides highly qualified and specialized investment services for high-net-worth individuals.
6. Wealth Management Services
   Old National Wealth Management specializes in managing money for people with more important things to manage. Talk to us for unparalleled wealth management services.
7. Solving The Biggest Challenge In Remote Work
   Forward-looking organizations use hybrid and remote mentoring to solve one of the biggest challenges in hybrid and remote work: on-the-job training and integration of junior employees.
8. Our Commitment to Community
   Old National believes in strengthening the neighborhoods where our clients and team members live and work. We are only as strong as the communities we serve.
9. Where can I find rates on the website?

   Currently, most deposit and loan rates are not listed on our website, as it is best for us to discuss your specific needs and the best options available to you. Please visit a banking center near you.

   We do provide our latest mortgage rates online. Visit our Mortgage Purchase Rates page or our Mortgage Refinance Rates page, depending on your needs.

10. How do I set up automatic debit card payments?

    Autopay is a great way to avoid late fees and save time managing your bills and subscriptions for things like internet, phone, and streaming services. To set it up, contact your service provider and ask them to put your bill on autopay.

    You can easily see which merchants you have automatic payments with in the Old National Mobile app.