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    2,314 results found

    1. Have a Small Business With a Partner? Key-Life Insurance Needs to Be a Top Priority
      If you run a small business with one or more partners, what should be your priority?
    2. The Median Home Sale Price in July Was $406,700. Will Prices Ever Come Back Down?
      A recent National Association of Realtors report showed that the median existing-home price for all housing types in July 2023 was $406,700.
    3. US Fed governor opens door to half-point rate hike in March
      WASHINGTON (AP) — Federal Reserve Governor Michelle Bowman said Monday that she was open to lifting interest rates by more than the traditional
    4. 3 Good Reasons to Outsource in Your Small Business
      There is a growing trend in businesses to outsource some functions. There are many reasons outsourcing is an excellent option for many companies, and the advances in technology make it a viable solution. Many employers originally looked at outsourcing with suspicion. If owners didn't have control over the individual te
    5. 3 Reasons to Open a Roth IRA in 2021
      Nearly 25 million people own Roth IRAs, according to the Investment Company Institute, but that's a far cry from the number of Americans who could contribute to one if they wanted. While a Roth IRA isn't the best retirement account for everyone, it has some distinct advantages that make it worth considering, especially
    6. 3 Times a Mortgage Refinance Absolutely Doesn't Pay
      The interest rate you pay when you first sign your mortgage may not be the interest rate you pay for life -- even with a fixed loan.
    7. What is direct deposit?

      Direct deposit is when you have a regular payment, such as a paycheck or a social security payment, deposited directly into your bank account rather than receiving a physical check.

      There are several benefits to direct deposit: it’s more secure than a physical check, since it can’t be lost or stolen; it arrives in your account more quickly than a physical check would arrive via mail; and, you don’t have to spend time depositing your physical check.

      If you’re interested in setting up direct deposit to an Old National account, we have direct deposit instructions.

    8. Business Tax Tips: 3 Questions To Ask Your CPA Before Year-End
      It's key to ask the right questions of your tax advisor to ensure you and your business are making the best moves now to minimize business taxes when it’s time to file
    9. Why the Best Time to Sell a House Is Shifting Later in the Year
      In most years, the best time to list a home for sale is May. But last year, the optimal time to put your house on the market came a little later, in
    10. How do I improve my credit score?

      Regular, timely payments on your bills are the best way to improve your credit score. These payments won’t necessarily immediately give you a boost—the credit scoring agencies want to see that you can consistently make regular payments over several years. Over the long run, however, on-time, in-full payments are the most reliable way to achieve a higher credit score. 

      You may see a faster boost to your credit score by reducing your credit utilization ratio. This means the amount of money you owe, compared to the amount you’re allowed to borrow. For example, if your credit card limit is $2,000 and you regularly spend nearly that amount per billing cycle, your credit score will likely be lower than if you have a credit limit of $20,000 and you regularly spend nearly $2,000 per billing cycle. In each case, you’re spending the same amount, but in the second example you’re using less of your available credit—that’s something credit scoring agencies like to see.

      In cases like this, a simple step like requesting an increased line of credit on your credit card (but not spending more), or like regularly paying half your credit card bill in the middle of the billing cycle, could boost your score relatively quickly.

      Other things that impact your credit score: how long you’ve had credit (the longer the better, particularly if you’ve had most of your accounts a long time), how many recent credit inquiries you’ve had on your account (the fewer, the better) and the total amount you still owe (the lower the better).