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1. Here's Why Investing In Frontline Workers Is Good For Your Bottom Line
   Guild Education Cofounder and CEO Rachel Carlson was named to the Forbes Under 30 list in 2017. Most employers know that employee attrition is detrimental to their company’s success. But few know how to improve retention and continue to attract top talent. That’s why many of the nation’s largest companies, from Lowe’s
2. Research suggests CFOs should step up AI governance
   As AI usage expands across finance functions, many CFOs are looking to direct capital toward data automation as they coordinate more closely with technology and risk leaders on auditability and accountability.
3. Strategic Planning With Uncertainty About Pandemic’s End
   Looking for the right path.gettyThe Covid-19 vaccine rollout demands that business leaders plan for recovery in the economy as well as in health. More pratfalls with vaccinations may delay recovery, but vaccinations could accelerate thanks to learning-by-doing and copying success. Either way, companies need to be ready
4. ABA Podcast: Old National Chairman & CEO Jim Ryan on Mergers and Growth, More
   Recently, Old National Chairman and CEO Jim Ryan appeared on the American Bankers Association’s popular ABA Banking Journal Podcast, and I thought you
5. Business Strategy For The High Inflation Economy
   Companies around the world are feeling inflation, especially companies in the United States.
6. Community Reinvestment Act
   Old National works to build products, services and collaborative partnerships that help individuals and families reach their goals. Access our CRA Public File.
7. Strong relationships can aid CFOs in building C-suite cohesion
   While some economists are cautiously optimistic about the future of the economy, executive leaders are still facing high inflation, rising
8. What are the replacement rates for LIBOR?

   Although options for replacing LIBOR continue to evolve, Old National has currently identified the following potential replacement options for our clients:

   1. Secured Overnight Financing Rate (SOFR)
   2. Term SOFR

   The Secured Overnight Financing Rate or SOFR is the replacement benchmark recommended by the New York Federal Reserve’s Alternative Reference Rate Committee (ARRC). (See references below for more information on the work of the ARRC.) SOFR is derived from transactions that are executed in the overnight repurchase agreement (repo) market. These transactions are executed between banks and other intermediaries and are often collateralized by US Treasury securities. The market for SOFR is very deep and liquid with nearly $1 trillion in underlying transactions executed daily. 

   While SOFR has been identified as the replacement index for LIBOR, there are multiple calculation methodologies which have been developed given that SOFR is a daily rate. The CME Term SOFR Reference Rates benchmark is a daily set of forward-looking interest rate estimates based on the SOFR futures contracts. CME Term SOFR Reference Rates are calculated and published for 1-month, 3-month, 6-month and 12-month tenors. Like LIBOR, CME Term SOFR Reference Rates are forward-looking, and the rate is set at the beginning of the period and interest is paid in arrears.

9. Franchise Banking
   Start or grow your franchise business with lending solutions from Old National Bank.
10. Does Old National still offer gift cards?

    As of 10/31/19, Old National stopped offering gift cards, due to the increased availability of such cards in many retailers.

    If you have already purchased a gift card from Old National, you can continue to use it until its expiration date. You can also visit the gift card site to check the balance of any existing card you may have.

    If you have an issue with an existing gift card, please call the Visa number on the back of the card.