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    1. National Credit Education Month: building and maintaining credit is your ‘ticket to play’
      Having access to credit is critical in making important purchases and, eventually, building wealth through homeownership. Some call it a “ticket to
    2. Financial Advice I Would Give My Younger Self – Planning for Education Funding
      At the end of most lectures I give, the moderator usually asks, "What else should our audience know?"
    3. Deciding What To Do With The 401(k)s You Left Behind
      If you’ve changed jobs throughout your career, chances are you have at least one or two 401(k)s with former employers. If you’re like most people, you’ve probably been unsure about what to do with that money and just left it in the plans. Now that time has passed and your financial decisions are more deliberate, you ma
    4. Here's What Happens When You Dispute a Credit Card Charge
      Image source: Getty Images You have 60 days from your credit card statement date to dispute a charge. After that, the protection disappears. If you've
    5. A home equity loan could help you get the money you need for a renovation or emergency — here's how they work
      Home equity loans allow homeowners to borrow against the value of their home. Many lenders will allow homeowners to borrow up to 80% of their home's current value. While home equity loans are often used to pay for home renovations, the money can be used in whatever way the borrower chooses. Sign up to get Personal Fina
    6. A new report says you need to make $114,000 to buy a house. Here's how to buy if you earn less than that.
      People with sub-six-figure salaries become homeowners all the time. Here's how.
    7. Biden still has a rosy view on the economy despite a bad November jobs report. Here's 3 reasons why he may be right to be optimistic.
      Biden touted a sharp drop in the jobless rate and argued the economy is on the right track. There's a problem, though: the economy added about half
    8. Buying Holiday Gifts Without Breaking the Budget
      Using a savings account for holiday shopping without breaking the budget.
    9. Six Things to Know About HSAs
      A health savings account can be a great way to set pre-tax dollars aside for medical expenses. Here are six things you should know about HSAs in order to take advantage of them
    10. Paying With Debit vs Credit: Which Really Saves You More?
      The truth is both tools can save you money, but in very different ways. It all comes down to how you manage spending.