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        1,979 results found

        1. Increasing Your Mortgage by Hundreds of Dollars a Month Could Actually Save You Money. Here's How
          When mortgage rates started plunging to record lows back in the summer of 2020, my husband and I decided to take advantage of that situation by refinancing our mortgage. We wound up locking in a much lower interest rate on our loan due to market conditions (and the fact that we had good credit helped as well).
        2. US Fed governor opens door to half-point rate hike in March
          WASHINGTON (AP) — Federal Reserve Governor Michelle Bowman said Monday that she was open to lifting interest rates by more than the traditional
        3. While all businesses are facing challenges due to
          While all businesses are facing challenges due to high interest rates, inflation and staffing shortages, nonprofits have been hit especially hard.
        4. Why supply chain security affects organizations everywhere
          Supply chain security is becoming a priority for organizations everywhere. The pandemic exposed the need for more secure and resilient supply chain
        5. Why is LIBOR being discontinued?

          LIBOR was introduced in the 1980’s as a benchmark interest rate that was intended to reflect banks’ average cost of short-term, wholesale unsecured borrowing. Over time, and particularly during the financial crisis that began in 2007, banks became less and less reliant on inter-bank lending. As a result, the number and dollar volume of transactions from which LIBOR was derived declined dramatically. To make up for this shortfall, LIBOR panel banks resorted to using “expert judgment” when submitting various rates used in calculating LIBOR. This left it susceptible to manipulation and fraud.

          In 2017, the UK Financial Conduct Authority (FCA), the regulator for LIBOR, announced that after December 31, 2021, the panel banks would no longer be required to submit settings for LIBOR. (This has since been revised to June 30, 2023, for most LIBOR tenors.) This announcement effectively started the countdown to the end of LIBOR.

        6. Homebuying Success
          Homeownership is one of the primary ways to build wealth, and as equity builds, it provides owners with a vital financial resource to tap. there is no “perfect” time to buy a home. Rates are continually fluctuating, and home prices are expected to moderate throughout 2023. The best time to buy is when you’re ready to b
        7. How CFOs Can Solve the Inflation Puzzle
          As concerns over the rise of economic inflation escalate, a stark reality emerges: There are legions of executives—even board members—who have never
        8. Construction to Permanent Loan
          Learn the typical qualifying criteria for Construction to Permanent Loans, as well as how it works, and how it differs from a traditional construction loan.
        9. Fed's Powell: High inflation poses a threat to job market
          WASHINGTON (AP) — Warning that high inflation could make it harder to restore the job market to full health, Federal Reserve Chair Jerome Powell said
        10. Consider These Factors Before Deciding Whether to Rent or Buy
          As someone who invests in property and property technology (proptech), I often get asked about whether someone should rent or buy a house. Perhaps