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1. 3 Things a Small Business Can Do to Retain Employees
   With the economy strong and a lot of companies looking for help, workers have more options than they otherwise would. That can create problems for small businesses, which may not be able to match the pay or perks at bigger firms. But just because big companies might offer your employees a raise does not mean you can't
2. What is Mobile Deposit and how do I use it?

   Mobile Deposit is a feature within Digital Banking that allows you to deposit checks by using your phone's camera.

   To use Mobile Deposit

   • Log in to your Mobile App.
   • At the bottom of the screen, choose Check Deposit.
   • In the "To" section, select the account you want to deposit to and enter the amount.
   • Endorse the check by signing your name on the back. Then print For Mobile Deposit Only, or check the mobile deposit box if available.
   • Select the photo icon and capture an image of the front and back of your check.
   • Verify the information and select Deposit.

   You will receive an email confirmation once a Mobile Deposit has been submitted. A second email will be generated when the deposit has been reviewed to let you know the status of the deposit. An approval email does not guarantee that the funds are available immediately. If we receive your mobile deposit by our Mobile Deposit cut-off time of 8pm CST, Monday through Friday (excluding holidays), we consider that business day to be the day of your deposit. Otherwise, we will consider that the deposit was made on the next business day we are open.

   Tips for using Mobile Deposit

   • Take photos in a well-lit area
   • Place check on a dark surface
   • Be sure only the check is in the photo (no fingers holding the check)
   • Make sure the whole check is visible in the guidelines; leave a small amount of space between the guidelines and the edges of the check
   • Give the camera time to focus before taking the photo; being too close can make the check image blurry
   • Tap the center of your screen to get a clear picture
   • Make sure the check isn't folded or torn

   If you need assistance with using Mobile Deposit, please call Client Care at 1-800-731-2265.

3. Dispelling Five Common Payment Recovery Myths
   With customer acquisition costs rising, more subscription-focused businesses are searching for ways to improve customer retention and extend lifetime value. One solution is to reduce involuntary churn caused by failed payments.
4. How to help employees prepare for retirement
   Some of your employees may be supporting their grown children instead of saving for retirement. Yes, you read that right. According to a report by Merrill Lynch and Age Wave, U. S. parents spend $500 billion a year on their 18- to 34-year-old adult children – twice the amount they contribute to their retirement savings
5. 10 Practical Content Marketing Tips for Small Businesses
   Content has become a big part of every small business marketing plan. Most online marketing strategies rely on content because without content there is nothing to optimize for search or share for visibility. We provide 10 useful tips to help you get started with content marketing. What is content marketing? Content mar
6. Will inflation hurt your credit score?
   Inflation can affect your finances and your credit. Here's what you can to mitigate -- or prevent -- any potential impact
7. 3 Cost Savings Every Small Business Should Look For
   The world of business today is more competitive than it has ever been, and political uncertainty also brings its own pressures to the corporate world. Small businesses can be particularly vulnerable, whether they're a start-up enterprise or well established, but these factors also bring great opportunities for business
8. 4 Ways Diversity Can (And Will) Immediately Improve Your Business
   THE WHO'S WHO? STEVE WASTERVAL We’ve all heard of businesses that have implemented diversity training or inclusion initiatives. This is true for
9. 4 Ways To Make Your Professional Development Budget Go Further
   College Football Hall of Fame coach Lou Holtz once said, “In this world, you’re either growing or you’re dying, so get in motion and grow.” That quote is more relevant today than ever. Those straightforward words can help you develop resilience, manage your time more effectively and improve your efficiency. Unfortunate
10. 5 Keys To Retaining Millennial Employees, The ‘Job-Hopper’ Generation
    Millennials (born 1980-2000) can get a bad wrap for being unloyal. In fact, half of Millennials are actively seeking a new job, or are ready to make a change. This characteristic has historically given off the perception that they aren’t committed to their work. It’s quite the contrary. First of all, their job hopping