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1. You Could Be Denied a Mortgage Even With Perfect Finances. Here's Why
   If you have great credit and a solid income, you may assume you'll definitely be able to get the mortgage you need to buy a home.
2. 1 in 3 employees believe their company’s cybersecurity is a moderate or major problem
   With 1 in 3 employees believing the cybersecurity of their company is a moderate or major problem, decision-makers must do more to reassure them.
3. 3 Pros and Cons of Buying a Home in an HOA
   In your search for a home to buy, you may come across three letters that give you pause -- "HOA," short for "homeowners association."
4. How 0% Interest Deals Can Wreck Your Finances, Even If You Never Miss A Payment
   It's hard enough to resist spending money due to the regular barrage of advertisements, an innate desire to keep up with everyone else, and how easy it has become to part ways with your hard-earned money.
5. Are “Fixer-Uppers” a Smart Move for First-Time Buyers? (Maybe Not)
   What every first-time buyer should consider before diving into the world of fixer-uppers.
6. Starting with the End in Mind: A Strategic Approach to Business Growth
   The most successful businesses don’t just react to customer needs — they anticipate them. This approach requires looking beyond typical journey maps and thinking strategically about desired outcomes first, then working backward to create the path to achieve them.
7. How Small Businesses Can Use Credit Wisely In A Tough Economy
   It’s important to remember that credit alone isn’t a growth strategy. For lasting success, credit cards should be used intentionally, with a strategy behind them.
8. Small Business And The Circular Economy: SMBs Are Key To a Sustainable Future
   This article will help small business owners understand why sustainability matters, what you can do about it, and how it can help your business grow.
9. Sandwich generation: How do you decide whose needs come first?
   Squashed, spread too thin, nothing left. This is not how you want your lunch described, but for those who are part of the “sandwich generation,” these descriptions are all too accurate.
10. Who Needs Life Insurance the Most?
    Even for those who feel like they're at the peak of life, the future is never certain, so thinking through the financial implications of a sudden illness or accident can be a wise move. Does that mean you need life insurance? If there are people in your life who depend on your earnings, and you don't have an enormous b