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    1. Which Retirement Plan Should I Add to First?
      Saving for retirement is one of the most important ways that you can prepare for your financial future. When you stop working, nearly all of your income dries up. Although you may qualify to receive Social Security benefits, they'll only go partway toward replacing the income that your job paid you. Relying too much on
    2. Social Security Cuts May Be Coming. Do These 3 Things to Get Ready.
      Current retirees could be looking at a major pay cut, and future retirees may not end up getting all of the benefits they should. If you're in the latter category, you have a prime opportunity to prepare for Social Security cuts.
    3. Effective cash management makes dollars and sense for franchise operators
      By Todd Matthies, Old National Bank Treasury Management Consultant   Franchise operators today face a number of barriers to success, including a
    4. 6 Types of Budgets and How to Choose
      In hindsight, it makes sense that at the height of the COVID-19 pandemic Americans hoarded more money than ever. In fact, the U.S. Bureau of Economic
    5. 7 small financial systems that save founders from chaos later
      Install small systems early that quietly compound into clarity, confidence, and better decisions when things get harder.
    6. Borrowing from your 401(k) plan can be helpful in accessing funds when you need it - here's what to know
      A 401(k) loan allows you to borrow money from your retirement account and repay it within five years, with interest. A 401(k) loan isn't the same as a withdrawal, but there are still specific rules to follow. Any funds borrowed through a 401(k) loan won't grow, so you should borrow funds only as a last resort. Visit In
    7. What Do Investors Need To Know About the Secure Act?
      Saving for retirement and education are important priorities for many Americans. A new law that took effect in January 2020, the Setting Every Community Up for Retirement Enhancement (SECURE) Act, aims to increase access to workplace retirement plans and generally expand opportunities to save for retirement, in additio
    8. Mental Health and Money Problems: How to Take Care of Both
      Since 1949, May has been recognized as Mental Health Awareness Month to increase awareness of and acknowledge the importance of mental well-being.
    9. Cash In on Your Home Equity
      For the nearly two-thirds of Americans who own a home, tapping into home equity can be an affordable and flexible way to borrow money. Of the two
    10. How to help employees prepare for retirement
      Some of your employees may be supporting their grown children instead of saving for retirement. Yes, you read that right. According to a report by Merrill Lynch and Age Wave, U. S. parents spend $500 billion a year on their 18- to 34-year-old adult children – twice the amount they contribute to their retirement savings