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What is the timing for the discontinuance of LIBOR?
There are two main deadlines for the discontinuance of LIBOR. First, the banking regulators including the Office of the Comptroller of the Currency (OCC), the Federal Reserve Bank (Fed) and Federal Deposit Insurance Corporation (FDIC), had directed banks to stop using LIBOR in new financial contracts as soon as practicable, but no later December 31, 2021. Secondly, for all existing contracts that mature after June 30, 2023, LIBOR will need to be replaced with a new benchmark interest rate.
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Gen Z Smart Money Blog: Smarter Travel for Safer Spending
Is your Instagram feed filled with traveling pictures, but you’re at home stressing about your bank balance? You’re not alone.
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Five Tips for Becoming a Financially Successful Couple
Having helped hundreds of couples retire, while also recently celebrating five years of marriage, we’ve learned a thing or two about navigating
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Five Ways Small Business Owners Plan Intelligently For Retirement
Preparing financially for retirement can be complicated for anyone, but for small business owners the process often poses even more challenges. Teachers, police officers, firefighters and other government employees generally receive a pension. The corporate world can offer benefit plans or matching contributions. But e
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Hardship Teaches 3 Valuable Lessons for Business Owners
More businesses are failing as difficult times add strain to entrepreneurs. The only way to thrive is to adapt and learn from mistakes. This hasn't
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401(k) and IRA Advice Especially for Women
For women who expect to lean heavily on their investment accounts in retirement, market volatility isn't the only concern. It's also important to help minimize the impact taxes can have on income in retirement. That means managing the funds in various types of investments and accounts -- taxable, tax-deferred and tax-f
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3 Areas to Improve for Customer Service Work-From-Home
Despite worldwide lockdowns and varied attempts at a return to regular life, the pandemic shows no signs of letting up.
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3 Ways to Optimize Your Supply Chain for Omnichannel Retail
To offer shoppers the convenience of both in-person and online retail, you’ll have to make sure your supply chain is well-coordinated. This piece explains how
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10 Practical Content Marketing Tips for Small Businesses
Content has become a big part of every small business marketing plan. Most online marketing strategies rely on content because without content there is nothing to optimize for search or share for visibility. We provide 10 useful tips to help you get started with content marketing. What is content marketing? Content mar
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A Midyear Legal Checkup For Small Business Owners
Too often, entrepreneurs take a reactive approach to reviewing the legal aspects of their business. But that can lead to avoidable liability risks, missed opportunities, and a less-than-ideal tax scenario. When business owners adopt a “don’t fix it unless it’s broken” mindset, they may not recognize ways they can impro