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1. The 5 Biggest Tax Breaks for Parents in 2022
   When my children were young, I remember hearing statistics regarding how much it costs to raise a child from birth to age 18.
2. What is a secured credit card?

   A secured credit card is a special type of credit card that allows users with no credit (or poor credit) to build (or repair) their credit score.

   It works like this: The cardholder puts down a cash deposit as collateral to “secure” the card. The amount of cash put down is typically the cardholder’s credit limit. The cardholder then uses the card normally and their activity is reported to credit agencies, as it would be for any credit card.  

   As a result, the cardholder has the opportunity to build (or repair) their credit by making regular, on-time payments, among other things.

   At Old National Bank, we offer two secured credit card options.

3. My debit card is about to expire. When will I receive my new debit card?

   Your debit card will continue to work until the last day of its expiration month. You should automatically receive a replacement card around the third week of the month that your card is set to expire.

   To protect against potential card theft, your card will arrive in an unmarked, white envelope that does not display the Old National name or logo. Please watch your mail carefully to avoid accidentally discarding it.

   If you have not received your new card by the end of the expiration month, please call Client Care at 1-800-731-2265, Option 2, or visit any Old National banking center for assistance.

   Please note that If you have not used your card in the past 12 months, or we do not have a correct address on file for you, this may prevent you from automatically receiving a replacement card.

4. How can I cancel my electronic mortgage statement and receive a paper one by mail?

   You have two options for cancelling electronic mortgage statements.

   First, you can de-activate electronic mortgage statements within Mortgage Manager. Just follow these steps:

   1. Log into Old National Online Banking with your usual User ID and Password
   2. From the summary of accounts, select your Mortgage Loan
   3. This will take you to your Old National Mortgage Loan detail page
   4. Hover over Statements and Documents and select Electronic Mortgage Statements
   5. Select Change Delivery Preferences
   6. Then select Paper Mortgage Statements
   7. Finally, select Save

   Your other option is to call or e-mail Mortgage Servicing at 1-812-468-1800 or mortops@oldnational.com to request the change.

   If you change your mind at any time and would like to resume receiving electronic statements, you can re-activate this service in Mortgage Manager or call us.

5. 5 Reasons You Need a Financial Plan
   A documented, living and accessible plan makes it more likely you’ll pursue the financial future you want.
6. What are the different ways I can make a payment on my Old National loan?

   For personal loan payments (not including mortgage loans), we offer several options:

   • Use Online Banking to transfer funds from an Old National checking account or pay from an account at another bank for free. See our FAQs on transferring funds or paying from an outside account.
   • Download the Consumer Loan Auto Pay form to set up automatic payments. This form can be returned to a banking center or mailed to PO Box 3728, Evansville, IN 47736.  
   • Mail a check to PO Box 3728, Evansville, IN 47736
   • Pay by phone by calling Client Care at 1-800-731-2265, Option 4. (A fee will be associated if you pay by phone.) Payments made by phone can only be accepted as an electronic check (eCheck) and not by credit card or debit card. You will need your routing number and account number to pay by eCheck.

   For mortgage loan payments, here are several available options:

   • Use Mortgage Manager within Online and Mobile Banking to make a payment. Our guide for Accessing Mortgage Manager through Online and Mobile can help you get started. Once you have accessed Mortgage Manager, there are several ways to make payments explained in the following guides: 
     • Make a One-Time Payment - How to Make a Mortgage Payment guide
     • Enroll in Autopay - How to Enroll in Autopay guide
   • Mail a check to PO Box 3789, Evansville, IN 47736
   • Use the Mortgage Loan Auto Pay form to set up automatic payments on a mortgage
   • Pay by phone by calling Client Care at 1-800-731-2265, Option 4 (A fee will be associated if you pay by phone.) Payments made by phone can only be accepted as an electronic check (eCheck) and not by credit card or debit card. You will need your routing number and account number to pay by eCheck.
7. The Benefits of Outsourcing for Small Businesses
   Introduction Outsourcing has garnered popularity as a strategic approach for small enterprises aiming to streamline operations, curtail
8. How do I enroll in Digital Banking?

   In a Banking Center
   Associates in our banking centers can enroll you in Digital Banking with immediate access, whether you already have an Old National account or open one that same day. You can then access your Digital Banking account via a web browser, your smartphone, or you can download our Mobile App for the best banking experience on your phone.

   Opening a Checking Account Online
   If you open a new Old National account online, you can enroll in digital banking immediately.  

   Steps for Online Enrollment of Digital Banking
   There are several options for enrolling online:

   1. From a web browser, go directly to the enrollment page or
   2. Go to the blue box located at the top of our oldnational.com home page, click the Login button and select Enroll in Digital Banking or
   3. Download our Mobile App and tap Sign up.

   Once on the enrollment page:

   1. Enter your desired Online Banking User ID and Password.
   2. Enter your personal information.
   3. Enter your Account Type and Account Number. 
   4. Once all requested information is entered, read and accept the Terms & Conditions, select the box and click Complete Sign Up.

   If the information matches, then you will be directed to the login.
   
   If the information does not match, you will receive a Pending or Declined message. For Pending applications, you should receive an email within 1 business day advising the status of your registration.
   
   If you’re a business client, please visit a banking center or call 1-800-731-2265 for assistance with enrollment.

9. ESOPs as a Flexible Ownership Transition Tool
   ESOPs as a Flexible Ownership Transition ToolWhen it comes to succession planning, business owners have multiple options, each carrying different benefits and implications. How do you decide the best path for you and your business? Start by asking yourself what personal and business objectives you want to achieve throu
10. Exploring The Security Of Phones In The Workplace And Smart Devices
    Continuing the discussion about cybersecurity and how to implement measures to keep oneself and those they love secure for National Cybersecurity Awareness Month (NCSAM), consider how you use your phone at work and internet-connected devices. Both are playing an increasing role in our daily lives. How we access our com