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    1. Get 'smart' about credit cards
      The third Thursday of every October is Get Smart About Credit Day – a day to help promote the understanding of how credit works and how to build good
    2. Five Signs It's Time to Retire in 2025
      Are you on the fence about retiring this year? Consider these signs to determine whether or not you're ready
    3. 5 Mortgage Truths That Can Save You From a Lifetime of Regret
      Whether you’re a first-time buyer or just trying to avoid another costly mistake, understanding the full picture behind mortgage lending could save you thousands or even tens of thousands of dollars over time.
    4. What The Self-Employed Need To Learn From The PPP Loan Process
      2020 has been a year of many lessons. From social distancing to coloring our own hair, we have all had to learn to adapt in a pandemic-driven world. It has been a time of change, reflection and fear. For many self-employed individuals, the Covid-19 pandemic has provided an additional lesson:  education in the finances
    5. Retirement Planning for the Self-Employed: 5 Options for Lowering Taxes and Maximizing Saving
      Choosing the right retirement plan can be confusing and overwhelming. Multiple options are available, which is a good thing, but understanding their attributes and intricacies takes time. Additionally, there are frequent updates and changes made by the IRS, such as the CARES Act in 2020 and SECURE Act in 2019, that cha
    6. The Impact of Private Equity on the Franchise Industry
      The capital infusion private equity brings to the franchise industry is an exciting way to grow for many brands, so long as they’re willing to open themselves up to outside influence. The relationship between franchising and private equity is a complex one that only continues to pick up steam in our industry. As more a
    7. Which Retirement Plan Should I Add to First?
      Saving for retirement is one of the most important ways that you can prepare for your financial future. When you stop working, nearly all of your income dries up. Although you may qualify to receive Social Security benefits, they'll only go partway toward replacing the income that your job paid you. Relying too much on
    8. Social Security Cuts May Be Coming. Do These 3 Things to Get Ready.
      Current retirees could be looking at a major pay cut, and future retirees may not end up getting all of the benefits they should. If you're in the latter category, you have a prime opportunity to prepare for Social Security cuts.
    9. A home equity loan could help you get the money you need for a renovation or emergency — here's how they work
      Home equity loans allow homeowners to borrow against the value of their home. Many lenders will allow homeowners to borrow up to 80% of their home's current value. While home equity loans are often used to pay for home renovations, the money can be used in whatever way the borrower chooses. Sign up to get Personal Fina
    10. A new report says you need to make $114,000 to buy a house. Here's how to buy if you earn less than that.
      People with sub-six-figure salaries become homeowners all the time. Here's how.