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1. 3 reasons for inflation that have nothing to do with higher wages
   Stronger pay growth has contributed to higher inflation, but other factors have played much larger roles. Shipping costs, focus on profitability, and shortages have fueled price hikes throughout 2021. Here are three factors driving inflation higher that have no link to higher wages. See more stories on Insider's busine
2. 3 Reasons To Empower Teams To Help Minimize The Impact Of Cost Reductions
   gettyOver the last two decades, the American workplace has become much more team focused. It meant increasing the number of leadership positions forming smaller “more manageable” teams in many companies. Now, amid the economic crisis, companies are looking for increasing efficiency, in many cases by reducing leadership
3. 3 Reasons You Might Not Want To Pay Off Your Mortgage Early
   It certainly seems like a smart idea to pay off your mortgage early.
4. 3 Smart Places to Save Now
   With Social Security set to deplete one year earlier than expected, taxes on retirement benefits may only get worse, not better. Currently, 15% of your Social Security benefit is tax-free. For the other 85%, it all depends on your “provisional income.” So, it’s important to be able to manage your income in retirement,
5. 3 Social Security Rules Every Divorced Person Needs to Know
   Social Security can provide essential income in retirement. But you need to know the rules for how these benefits work so you can maximize the money
6. 3 Strategic Areas Every Growing Business Should Focus On When Uncertain Economic Times are Upon Us
   Optimizing key areas will help ensure your vision is sharply focused on creating the most impact. Shawn Johal is an Entrepreneurs' Organization (EO)
7. 3 Strategies to Recession-Proof Your Retirement Savings
   Retiring amid a potential recession could make anyone's stomach turn, but fortunately, there are ways to maintain your spending levels no matter the
8. 3 Things About Retirement That Might Surprise You
   Here are three things that may surprise you in particular about retirement once you get there.
9. 3 Things Student Loan Borrowers Need to Know About Biden's 12 Month "On-Ramp" to Repayment
   Student loan payments have officially restarted after three-and-a-half years, as the COVID-19 payment and interest pause has come to an end. In an
10. 3 ways CIOs can drive business success in 2023
    Editor’s note: The following is a guest post authored by Momentive CIO Eric Johnson. Workplace culture, employee experience and productivity are top