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        2,039 results found

        1. Personal Loan for Home Improvements
          If you need fast cash, have a small project, or have no equity in your home, a personal loan for home improvements can be a great option. Learn why.
        2. Why is LIBOR being discontinued?

          LIBOR was introduced in the 1980’s as a benchmark interest rate that was intended to reflect banks’ average cost of short-term, wholesale unsecured borrowing. Over time, and particularly during the financial crisis that began in 2007, banks became less and less reliant on inter-bank lending. As a result, the number and dollar volume of transactions from which LIBOR was derived declined dramatically. To make up for this shortfall, LIBOR panel banks resorted to using “expert judgment” when submitting various rates used in calculating LIBOR. This left it susceptible to manipulation and fraud.

          In 2017, the UK Financial Conduct Authority (FCA), the regulator for LIBOR, announced that after December 31, 2021, the panel banks would no longer be required to submit settings for LIBOR. (This has since been revised to June 30, 2023, for most LIBOR tenors.) This announcement effectively started the countdown to the end of LIBOR.

        3. Estate planning is an important strategy for arranging financial affairs and protecting heirs — here are 5 reasons why everyone needs an estate plan
          Summary List PlacementWhen you hear the word "estate," you might think of mansions, huge stock portfolios, art and antiques, and other pricey possessions like cars, yachts, and fine jewelry. The things high-net-worth individuals, especially elderly ones, own and leave behind them after they die. But estate planning isn
        4. If you lost your job and are struggling to make ends meet, it could be worth adding a note to your credit report
          Your credit report is a snapshot of your finances, showing payment history and balances for all your past and current accounts. Whenever you apply for
        5. The labor market is the strongest it's been since the pandemic started - and setting up a huge boost to America's most crucial economic engine
          Tumbling jobless claims signal the labor-market rebound is entering full swing as the US reopens. Improved hiring can boost consumer spending, which accounts for 70% of economic activity. Stimulus boosted retail sales higher in March, and a stronger labor market can lift spending further. See more stories on Insider's
        6. 6 Steps To Financial Empowerment For Business Owners
          Women entrepreneurs often face challenges on the path to financial empowerment. Consider these strategies for overcoming barriers and growing your business
        7. How Can You Grow Your Small Business With Micro-Influencers?
          How much do you know about micro-influencers? The way we find out about the products and services we love has evolved at an exponential rate over the years. However, one fact will always remain the same; we are more likely to make a purchase when the product is recommended by the people we trust. And whether you find o
        8. What types of payments can I make with Zelle®?

          Zelle® is a great way to send money to family, friends and people you are familiar with such as your personal trainer, babysitter or neighbor.1

          Since money is sent directly from your bank account to another person's bank account within minutes,2 Zelle® should only be used to send money to friends, family and others you trust.

          Neither Old National nor Zelle® offers a protection program for any authorized payments made with Zelle® — for example, if you do not receive the item you paid for or the item is not as described or as you expected.

          1 Must have a bank account in the U.S. to use Zelle®.
          2 Transactions typically occur in minutes when the recipient’s email address or U.S. mobile number is already enrolled with Zelle®.

        9. Do You Need Small Business Liability Insurance? 5 Questions to Ask
          Keeping your operating costs low is a major concern when you're running a small business. There may not be room in your budget for optional add-ons right now, so you feel you have to stick to the essentials. As a result, you've probably wondered: Do you need small business insurance? Or is it an extra cost you can forg
        10. 2 Ways The 199A Deduction Has Changed Retirement Planning
          Small business owners and self-employed folks doing their 2018 taxes could be in for a surprise: the new tax law may have changed the way they should use retirement accounts.