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1. Qualities of the successful small business CFO
   Based on my experience, a few key qualities are needed to be a successful small business CFO.
2. How to Guard Against Financial Fraud
   How to guard against financial fraud Even if you don’t hear about it daily, cybercrime is on the rise and affects millions of individuals every
3. Gen Z Smart Money Blog: Food and the Cost of Convenience
   By Abby Hobrough, Old National Bank  When you’re swamped at work, tired of cooking, low on time, or craving your favorite restaurant, delivery
4. Generative AI Is Democratizing Fraud. What Can Companies And Their Consumers Do To Prevent Being Scammed?
   Online Fraud oz - stock.adobe.com The fraud landscape is evolving dramatically and rapidly thanks to new tactics, new scale, and new technology ––
5. What changes can I expect inside the banking center?

   Our banking centers are open. Appointments are accepted and encouraged.

   • Masks: Consistent with CDC guidance, we ask those not fully vaccinated to please wear a facemask while in the banking center. Please note that we may ask for additional verification due to mask wearing.
   • Shields and dividers: You also may notice Plexiglass shields and dividers at teller windows and other areas where you may interact with our team members.

   Please visit our locator for the status and hours of a specific location.

6. Old National Bank Foundation 20 for 20 Grantee Profiles: CLIMB USA and Specialized Investment Education
   ONB is is donating a total of $20,000 to 20 nonprofit organizations throughout its nine-state footprint, including CLIMB USA, located in Madison, Wisc.
7. 5 Ways The CARES Act Impacts Retirement Planning
   In response to the halting U. S. economy, set off by the coronavirus pandemic, the federal government has passed a massive emergency funding bill to protect and support American businesses, hospitals and individuals. The Coronavirus Aid, Relief, and Economic Security Act (CARES Act) is a far-reaching bill with over 1,0
8. Can I receive my mortgage statement electronically rather than by mail?

   Yes. You can enroll in electronic statements for your Old National mortgage loan within Mortgage Manager. Just follow these steps:

   1. Log into Mortgage Manager
   2. Select Account Management
   3. Click on Document Center
   4. Under Mortgage eStatements select Paperless Statements
   5. Open and review eStatement Delivery Terms and Conditions
   6. Select I agree to the terms and conditions
   7. Click Let's do this!

   Use our guide How to Sign Up for Mortgage eStatements for step-by-step instructions as well.

   You will receive an email notification letting you know when your statement will be ready for viewing. If you change your mind and would like to resume receiving paper statements in the mail, you can de-activate this service in Mortgage Manager at any time.

9. When will my deposit be available?

   Funds deposited to your account will be available to you, based on several factors we have listed below.

   A check written from an account at a bank other than Old National:
   Will not be available until the next business day (if it was deposited by the close of business and there are no holds placed on the checks). This means these funds will not be available to cover checks or other debits processed that night. An extended hold also may be needed. You will be notified if an extended hold is placed on the deposit.

   A check written from an account at Old National:
   Will be added to your account and will have same-day availability (if it was deposited by the close of business). This means these funds will be available to cover checks or other debits processed that night.¹

   Cash or Direct Deposit (e.g. payroll, Social Security):
   Will be available the same day as deposit.¹

   
   ¹ Deposits of this type made at an ATM or by mobile deposit prior to daily cutoff times are credited to your account and available to cover checks or other debits being processed that night.

10. What is the meaning of ACH transactions or transfers?

    ACH stands for Automated Clearing House. These transactions are made through a nationwide electronic network that facilitates the transfer of funds between U.S. financial institutions. You can either receive an ACH credit to your account or have an ACH debit taken from your account.

    While this may seem complicated, you could already have experience with ACH transfers. For example, if you’ve ever set up direct deposit for your paycheck, you’ve been paid via ACH transfer, also known as receiving an ACH credit.

    If you’ve ever paid a bill by providing your bank account and routing number, you’ve made a payment via ACH transfer, also known as having an ACH debit taken from your account.

    The benefit of ACH transfers is their speed and reliability compared to paper checks. If you’d like to use your Old National account for ACH debits or credits, our routing number is 086300012.