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5 Ways To Help Your Kids Avoid Student Loan Debt
How can you help your kids avoid student loans, soul-crushing debt, and the decades of turmoil that are bound to come with it at this point? These tips from experts can help.
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How to Improve Your 401(k)
Investing for retirement is important, and 401(k)s offer some of the best benefits to entice workers to prioritize contributions. But what happens when your employer plan doesn’t give you the investment choices you want? That’s something Stephen M. has been grappling with.
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Using A Solo 401(k) For The Soon-To-Retire Entrepreneur
The Roth IRA Peter Thiel used to amass billions in tax-free dollars has renewed interest in using tax-advantaged retirement plans as a means for accumulating wealth. What hangs up entrepreneurs is they don’t want to set aside wealth only to have it be taxed away. Whether you think of this as greed or good business, tax
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How To Really Be A Company That Supports Women
Gender equity in the workplace has continued to be a prevalent issue, simply because it’s a matter of justice. And, with movements like “Time’s Up” and “Me Too” continuing to make a splash, workplaces have been scrutinizing their office practices and corporate culture more closely to ensure that no sexual harassment or
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Advice To Women On Bridging the Retirement Savings Gap
Women continue to fall short in their overall retirement savings as compared to their male counterparts. There are many contributing factors to this. For one, women get paid less so there simply isn’t as much to put away. The most recent Census data confirms that on average, a full time working woman earns 20 cents per
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A good credit score matters. Here’s how to build and improve yours
Thanks to record-high inflation and rising interest rates, it’s becoming tougher to keep debt at reasonable levels and maintain good credit. In fact,
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Digital Marketing and Cybersecurity: A Very Practical Checklist
Those of us who work in digital marketing deal a lot with confidential information, and we need to do what we can to protect it from the bad guys. But there are other more recent threats that are increasing the importance of cybersecurity. Many recent cybersecurity examples often involve ransomware—where a hacker gets
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8 Steps To Take If You Lose Your Job Because Of Coronavirus
These are crazy times that we are living in as the current epidemic is shaking the world. We’ve now seen jobless claims top 30 million over the last six weeks – many of them due to the novel coronavirus. In case you’re keeping track, that’s more layoffs than jobs created since the Great Recession. Perhaps you’re newly
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9 ways to withdraw money early from your IRA - without paying a penalty
The IRS allows penalty-free early withdrawals from traditional IRAs in certain circumstances, called hardship provisions. Hardship provisions spare you the 10% penalty, but not taxes, on the withdrawn sum. IRA early withdrawals that can be penalty-free include expenses for healthcare, college, childbirth, and a first h
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A Guide To Determine How Much To Save Each Month
Most of us know it’s important to save, and understand saving money for the future is a critical action step to achieving goals, being able to retire, and building assets. But things quickly go from the very obvious to rather uncertain when you start talking about how much you need to save each month. Determining how m