Fixed Rate Mortgage
With a rate that stays the same for the life of the loan, budgeting is more predictable. A variety of terms are available.
LEARN MOREWhether you’re buying, building, updating or refinancing, having the perfect home is important. It’s the place where life happens and memories are made. At Old National, our goal is to support you through your journey with a wide range of resources, like mortgage calculators, mortgage loan options, mortgage assistance programs and the expertise of an ONB Mortgage Expert. Let's talk about your next steps in finding or creating the home of your dreams.
If you're buying or building a home, try our mortgage selection tool. Answer a few questions about your specific needs, and our selector can help you determine which may be the best option for you.
Use SelectorThere are several key ratios that lenders consider when determining your ability to obtain a mortgage loan. As a general rule, your total monthly expenses should not exceed 43% of your gross monthly income. Our Home Affordability calculator can help determine how much home you can afford.
Use CalculatorBefore you even begin searching for your new home, or planning to build, our mortgage experts can pre-qualify you for a home loan. The process is quick and easy, with an answer in minutes.
Once you are pre-qualified for a mortgage:
Our first-time home buyer resources can help you learn what you may not already know. Browse our library of articles and download our First-Time Home Buyer's Guide.
Find ResourcesOld National offers a variety of mortgage options, including government and first-time homebuyers products, that can provide down payment and closing cost assistance for eligible borrowers. Reduced interest rates may also be available with some.