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1. Key Workplace Trends You Need To Know For 2024
   As we near the end of 2023, many leaders and employees are asking the same question: What will the workplace look like in 2024?
2. Next-Gen Smart Warehouses: How AI Is Shaping The Modern Supply Chain
   Maintaining accurate inventory has been a challenge for warehouse operators. Innovations like AI are changing the game
3. What Should Your Business Still Be Doing Manually, Anyway?
   When it comes to business, there are a few tasks that you're better off doing manually.gettyWhen it comes to business processes, many companies try to automate as much as possible to help save time and streamline operations. From accounting software to social media tools, there are countless ways to automate small and
4. Are You Really Prepared To Weather A Recession?
   In this Sept. 16, 2008 file photo, people work inside the Lehman Brothers headquarters in New York. Shoppers won’t be picking up little tables from the Bombay Company in the coming year. Or investing with Lehman Brothers and Bear Stearns. Or flying to Hawaii on Aloha Airlines. Or buying ultra-cheap tickets on Skybus ei
5. How to Effectively Manage Teams in the Post-COVID Era
   The COVID-19 pandemic changed the way we do business and live our lives in many important ways. No matter the industry or niche you’re in, you surely had to find ways to accommodate new trends in managing operations, such as remote work, closing your physical stores to everything except low-contact strategies, and the
6. How do I set up a sub-user in Shared Access?

   As the primary user of digital banking, you have the ability to grant another person or persons (sub-users) access to your digital banking account. You have sole authority and control in sharing access with, managing and disabling sub-users and/or their respective authority. In setting up sub-users to your account, you authorize Old National to act on transaction instructions initiated under the credentials of authenticated sub-users, just as if it was initiated under your credentials. 
   
   Sub-users access is limited to web browser only.

   • From within a web browser, select Additional Services, then Share Access with Others. 
   • Select Add person. 
   • Enter the identifying information about the sub-users. 
   • Select Grant full access to all accounts or next to each account, select
   • Click to grant access to each individual account. 
   • You will need to setup if the account is View Only, can make internal transfers or bill payments.
   • If you choose to allow bill payments, you will need to set an approval limit as well. 
   • Click Save and then Continue to agree to the Terms of Use. 

   The sub-users will receive an email at the address you provided and will need to setup their access within 30 minutes. They will log in and verify identity with the phone number you provided. The sub-users will then be able to log in to your account with their own user ID and password.

7. What costs will I have to pay at a mortgage closing?

   Closing costs include a number of fees and will vary based on your agreement, your loan, your lender and even what state you live in. But you typically can expect to pay between 2 and 5 percent of the home’s purchase price to cover these costs.

   You can expect to see fees for the third parties and reports involved in your home purchase (including attorneys, couriers, title searches, inspections, appraisals, surveys, transfer records, property research, underwriting and more), and you also may have to pay for any upcoming property taxes.

   Insurance also plays a large role in closing costs. For example, you may need to pay your premium for the first year of homeowner’s insurance at closing, as well as title insurance, and Private Mortgage Insurance (if your down payment is less than 20 percent).

   Your mortgage expert can provide an estimate of these closing costs after you apply for your mortgage.

8. Privacy Documents
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9. The Transition Away from LIBOR
   Have questions about how the end of the London Interbank Offered Rate (LIBOR) may affect you and your loans? See the Old National FAQs on the subject.
10. 4 Marketing Strategies to Help You Gear Up for the Holiday Season
    Drive sales with these trending holiday strategies for 2019. The holiday season is the one time of the year when consumers plan to spend more than they do during any other spending event annually. This season is also gearing up to be a big one with PwC’s Trendsetter Barometer finding leading economic indicators reflect