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1. The Americans with Disabilities Act and Advancing Inclusion, at Old National and in Our Communities
   As the final chapter of a millennium, the 1990s was almost predestined to be a monumental decade. It was a mantle the decade took up in earnest, with
2. Build Skills to Keep the Talent You Have and Attract and Grow the Talent You Need
   Empowering people to reach their full potential in the workplace is the key to building a thriving organization. Workers are enduring a slew of
3. COVID-19 and Cybersecurity: Combating “Zoombombing” and Securing Your Remote Working Videoconferences
   Article By Jason G. Weiss Peter Baldwin Faegre Drinker Client Alert As COVID-19 has prompted a massive shift by organizations to the implementation and use of remote working solutions for their employees, there has been an unfortunate, but not surprising, corresponding rise in malicious actors seeking to exploit remote
4. How to seamlessly blend freelancers, contractors, and consultants into your company culture and workflow
   Amid the business world's transition to remote work, tapping flexible workers — such as contractors, freelancers, and consultants — can be more valuable than ever. But managing the legal, logistical, and cultural implications of such hires can be a challenge with a blended and diffuse workforce. Business Insider spoke
5. Old National Bank and The Civic 50: Redefining the future of volunteering and community investment
   Building up the communities we work and live in, whether through grants, creating new lending options for underrepresented communities, or
6. Why Health And Safety Are Now The Top Risks For Directors And Officers
   Health and safety rose to the top risks for 2024 in the eyes of corporate directors and officers around the world, up from the number five ranking
7. 6 Smart Ways to Deal With Debt in Retirement
   A “rapidly growing” number of households have debt in retirement, raising concerns about the financial well-being of older adults, according to
8. Considering Annuities? Here’s What to Keep in Mind
   The fear of running out of money consistently ranks as a top concern for retirees and soon-to-be retirees. And yet, despite their anxiety, many
9. By Jamie Hermann, Mortgage Sales Manager, Old
   By Jamie Hermann, Mortgage Sales Manager, Old National Bank   As the home buying season reaches its peak, Old National is proud to support the
10. What is the difference between a debit and credit card?

    While both a debit card and credit card can be used to make purchases at stores or online, how they work is quite different.

    A debit card is tied to your bank account. When you use it to make purchases, money is withdrawn directly from your account. If you have no money in your account, the purchase won’t (or shouldn’t) go through.

    A credit card is a revolving line of credit, or a loan. When you use it to make purchases, the credit card company funds the purchase upfront. You can continue spending up to your credit limit without paying immediately. At the end of your billing cycle, your credit card company sends you a bill for the amount you owe. You then have the option of paying the minimum amount due (and paying interest on the remainder), paying your balance in full (and not being charged interest) or paying somewhere in between. As long as your account is in good standing, you can continue to spend up to your credit limit.

    Each type of card has benefits and drawbacks. A debit card is a safe option. It prevents you from falling into debt, since it won’t function if you don’t have any money in your account. However, should you need to spend a little extra, you won’t be able to.

    A credit card, on the other hand, gives you access to additional funds and it gives you the opportunity to build your credit, provided you pay your bill in a timely fashion. The potential risk is that you may end up paying high interest on the balance you don’t pay off, and, if you don’t make your regular payments, you may see your credit score drop.

    At Old National, we offer our clients both debit cards and credit cards.