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    1. 3 Things a Small Business Can Do to Retain Employees
      With the economy strong and a lot of companies looking for help, workers have more options than they otherwise would. That can create problems for small businesses, which may not be able to match the pay or perks at bigger firms. But just because big companies might offer your employees a raise does not mean you can't
    2. What employers can do to combat rising health care costs in the new year
      In the 2020 coverage year, Affordable Care Act marketplace premiums for private health insurance will be reduced by an average of four percent. In contrast, according to a survey conducted by the National Business Group, health care benefit costs are expected to rise by five percent in the new year. This cost increase
    3. Do I have the option to make extra principal payments on my mortgage loan?

      Yes, you have the option to make extra principal payments. Your loan must be current before any additional principal payment will be applied.

      The easiest way to do this is within Mortgage Manager. Our Mortgage Manager guides show you how to make a payment and where to enter any additional principal amount:

    4. How Tariffs Affect Small Businesses—Plus Tips On Navigating Them
      There's little doubt that tariffs will affect small businesses. Read on to find out how and what businesses can do to mitigate their impact
    5. Simple steps to make doing good part of who you are
      Fostering a culture of doing good can help a company attract and retain employees. Here are some tips for making doing good a part of your company identity
    6. Not All Inheritance Trusts Are Created Equally
      When it comes to inheritance, some clients are convinced that their parents have made proper arrangements on their behalf. Even when parents have used qualified lawyers and other advisors to do this, we always recommend “double checking” to make sure that any inheritance that might be received will be under an appropri
    7. How to Build High-Performing Diverse Teams at Work
      A “more woke society” is calling for an end to discrimination in the workplace. Today, businesses are facing immense pressure to build diverse teams at work, with several high-profile organizations compelled to divulge their diversity and inclusion statistics. Besides being the right thing to do, cultivating diverse te
    8. Here's the Salary It Takes to Buy a Home Today
      There's a reason so many would-be buyers have struggled to enter the housing market in 2023. Not only have mortgages been expensive to sign, but home prices have been elevated, largely due to a glaring lack of inventory.
    9. What employers and employees need to know about leave policies before reopening
      Employers could find themselves deep in litigation for refusing to let some employees stay home once coronavirus shelter-in-place orders are lifted. That was a key takeaway of a webinar conducted by legal and disability experts from MetLife. The presentation, hosted by the Disability Management Employer Coalition, expl
    10. What is an NSF fee, and why did I receive one?

      If there is not enough of an available balance in your account to cover a withdrawal or payment presented against your account, an overdraft will occur and fees may be assessed. These are called NSF fees or overdraft fees. You may also hear the term "insufficient funds" used.

      An NSF fee is charged when a checking account is overdrawn causing a negative balance at the end of the previous business day. NSF fees are always charged the day after the overdraft occurs. You can avoid NSF fees by making a deposit to bring your account to a positive balance by the end of the business day.

      For specific details regarding an overdraft, or to sign up for overdraft coverage, please visit any Old National banking center or call Client Care at 1-800-731-2265