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1. Tiny Yet Powerful Changes That Will Make Your Business Grow
   Seemingly insignificant yet creative ideas can have a colossal impact on the way we live and work, and how customers interact with our businesses. Consider the autoplay function on Netflix which can keep even the strongest-willed rooted to the couch, or the Like button on Facebook, a cultural phenomenon birthed during
2. Key Considerations to Successfully Transition the Ownership of Your Business
   Business ownership transitions are back on the table. After a long lull following the recession, a growing number of company owners are looking at how best to sell their business, turn it over to the next generation, or offer their employees a buyout opportunity.
3. Three Tips for When Your Small Business Needs to Raise Funds
   Trying to start a business or take one to the next level can be expensive. You might be increasing your staffing, starting a marketing campaign or
4. What is an SBA loan?

   SBA loans are guaranteed by the US Small Business Administration (up to a certain amount) and are issued by participating lenders, mostly banks. Old National is recognized as a Preferred Lender by the SBA and has many years of experience with the SBA 7(a) program, the SBA Express program and the SBA 504 program.

   SBA program benefits include smaller down payments, longer maturities with no balloon payment and fixed or floating rates. SBA loans typically provide more flexible financing at competitive terms that you might not otherwise qualify for. To learn more about SBA loans at Old National, please visit our SBA Loans page.

5. When the benchmark in my loan is changed, will the “spread” over the benchmark also change?

   Yes, possibly. One of the overarching goals of the LIBOR transition is to ensure that there is no “value transfer” between two parties to a contract simply because the benchmark interest rate has changed. Since no replacement benchmark is the same as LIBOR, it is possible that a “spread adjustment” will be required to ensure there is no value transfer from one party to the other.

   Your Old National relationship manager will be able to answer any specific questions you may have about a spread adjustment that may be required on your loan.

6. Agribusiness Banking
   Old National Bank offers agribusiness lending solutions. We are a Top 50 Ag Bank Lender – and many of our Ag experts still work their own farms.
7. HomeReady® Mortgage
   The HomeReady mortgage from Old National addresses common financial challenges and offers expanded eligibility guidelines to assist homebuyers.
8. 3 Good Reasons to Outsource in Your Small Business
   There is a growing trend in businesses to outsource some functions. There are many reasons outsourcing is an excellent option for many companies, and the advances in technology make it a viable solution. Many employers originally looked at outsourcing with suspicion. If owners didn't have control over the individual te
9. 8 Things to Try If Your Business Growth Has Stagnated
   Most business owners want to invest in their business to help it grow. In the early days, you might experience exponential growth; people are finding
10. Cybercriminals Are Coming for Your Business. Here Are 5 Simple Ways to Keep Them Out
    Now, more than ever, is a crucial moment to button up cyber security measures at your company. Small businesses were easy prey for cybercriminals during the pandemic. A shift to remote work meant hackers had their pick of unsecured home networks and devices. Now, even though many businesses have moved back to in-office